ANZ Group Holdings (ASX:ANZ) Moat Score: 6/10 (As of Jul. 06, 2026)


ASX:ANZ ANZ Group Holdings Ltd ASX:ANZ
64 GF Score
Price A$35.00
GF Value A$32.99
Valuation Fairly Valued
! 4 Warning Signs
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What is ANZ Group Holdings Moat Score?

ANZ Group Holdings ASX:ANZ -0.74% 64 Moat Score is 6 as of Jul. 06, 2026. GuruFocus rates ASX:ANZ with a GF Score™ of 64/100 and a GF Value™ of A$32.99 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,612 Banks companies, ANZ Group Holdings ranks better than 97.83% on this metric.

ANZ Group Holdings has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

ANZ Group Holdings has Narrow Moat: ANZ Group Holdings Ltd has a strong brand and customer loyalty in the financial sector, with significant regulatory barriers and economies of scale. However, it faces competition from other major banks, limiting its moat to a strong narrow category.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes ANZ Group Holdings might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

ANZ Group Holdings  (ASX:ANZ) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

ANZ Group Holdings Moat Score Related Terms

ASX:ANZ vs JPM, BAC, WFC: Moat Score Comparison

For the Banks - Diversified subindustry, ANZ Group Holdings's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ANZ Group Holdings Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, ANZ Group Holdings's Moat Score distribution charts can be found below:

* The bar in red indicates where ANZ Group Holdings's Moat Score falls into.


ASX:ANZ
64GF Score
ANZ Group Holdings Ltd ASX:ANZ
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
ANZ Group Holdings (ASX:ANZ) has a Moat Score of 6 as of Jul. 06, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, ANZ Group Holdings ranks #35 out of 1612 companies in the Banks industry, placing it in the top 2.2%.
Is ANZ Group Holdings' Moat Score too high?
ANZ Group Holdings' current Moat Score is 6. Based on the distribution chart, ANZ Group Holdings ranks #35 out of 1612 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, ANZ Group Holdings has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ANZ Group Holdings' Moat Score compare to JPM and BAC?
According to the Banks industry distribution chart, ANZ Group Holdings ranks #35 out of 1612 companies for Moat Score. This places ANZ Group Holdings in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. ANZ Group Holdings's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ANZ Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, ANZ Group Holdings (ASX:ANZ) is currently considered Fairly Valued. The stock's GF Value™ is A$32.99, compared to a current price of A$35.00 — trading 6.1% above its estimated fair value. The current Moat Score is 6. ANZ Group Holdings' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For ANZ Group Holdings (ASX:ANZ), the current Moat Score is 6 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ANZ Group Holdings (ASX:ANZ) Overvalued in 2026?

Based on GuruFocus' analysis, ANZ Group Holdings stock appears to be overvalued. The current stock price of A$35.00 is trading 6.1% above its estimated GF Value™ of A$32.99. GuruFocus considers ANZ Group Holdings to be Fairly Valued.

Key valuation signals for ASX:ANZ:

  • Moat Score: 6
  • GF Value™: A$32.99 vs. price of A$35.00 (6.1% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the ASX:ANZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ANZ Group Holdings Business Description

Address 833 Collins Street, Level 9, ANZ Centre, Docklands, Melbourne, VIC, AUS, 3008
ANZ Group is the owner of one of Australia's four major banks and provides retail, business, and institutional banking services to customers in Australia, New Zealand, and Asia-Pacific. The super-regional Asian strategy was de-emphasized, with management focusing on the higher-returning businesses in Australia and New Zealand. ANZ Bank still retains a tilt to its Asia-centric strategy, but is now more balanced, better capitalized and a simpler bank.
64GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$35.00
Price
A$32.99
GF Value