ANZ Group Holdings (ASX:ANZ) 5-Year Yield-on-Cost %: 8.05 (As of Jul. 26, 2026) — 20% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:ANZ ANZ Group Holdings Ltd ASX:ANZ
60 GF Score
Price A$36.47
GF Value A$33.05
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is ANZ Group Holdings 5-Year Yield-on-Cost %?

ANZ Group Holdings ASX:ANZ +1.42% 60 5-Year Yield-on-Cost % is 8.05 as of Jul. 26, 2026, which is 20% below its 10-year median of 10.05. GuruFocus rates ASX:ANZ with a GF Score™ of 60/100 and a GF Value™ of A$33.05 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,252 Banks companies, ANZ Group Holdings ranks better than 82.99% on this metric.

ANZ Group Holdings's yield on cost for the quarter that ended in Mar. 2026 was 8.05.


The historical rank and industry rank for ANZ Group Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:

ASX:ANZ' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 6.3   Med: 10.05   Max: 18.59
Current: 8.05


During the past 13 years, ANZ Group Holdings's highest Yield on Cost was 18.59. The lowest was 6.30. And the median was 10.05.


ASX:ANZ's 5-Year Yield-on-Cost % is ranked better than
82.99% of 1252 companies
in the Banks industry
Industry Median: 3.875 vs ASX:ANZ: 8.05

ANZ Group Holdings  (ASX:ANZ) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


ANZ Group Holdings 5-Year Yield-on-Cost % Related Terms


ASX:ANZ vs JPM, BAC, WFC: 5-Year Yield-on-Cost % Comparison

For the Banks - Diversified subindustry, ANZ Group Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ANZ Group Holdings 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, ANZ Group Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where ANZ Group Holdings's 5-Year Yield-on-Cost % falls into.


ASX:ANZ
60GF Score
ANZ Group Holdings Ltd ASX:ANZ
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ANZ Group Holdings 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of ANZ Group Holdings is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 8.05 mean?
ANZ Group Holdings (ASX:ANZ) has a 5-Year Yield-on-Cost % of 8.05 as of Jul. 26, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ANZ Group Holdings and its competitors. This is 20% below median its historical median of 10.05. Over the past decade, ANZ Group Holdings' 5-Year Yield-on-Cost % has ranged from 6.30 to 18.59. According to the industry distribution chart, ANZ Group Holdings ranks #213 out of 1252 companies in the Banks industry, placing it in the top 17%.
Is ANZ Group Holdings' 5-Year Yield-on-Cost % too high?
ANZ Group Holdings' current 5-Year Yield-on-Cost % of 8.05 is 20% below median its 10-year median of 10.05. Over the past 10 years, this metric has ranged from a low of 6.30 to a high of 18.59. The Banks industry median 5-Year Yield-on-Cost % is 3.88. ANZ Group Holdings' value of 8.05 is 107.7% above this industry median. Based on the distribution chart, ANZ Group Holdings ranks #213 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, ANZ Group Holdings has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ANZ Group Holdings' 5-Year Yield-on-Cost % compare to JPM and BAC?
According to the Banks industry distribution chart, ANZ Group Holdings ranks #213 out of 1252 companies for 5-Year Yield-on-Cost %. This places ANZ Group Holdings in the top 17% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.88. ANZ Group Holdings' value of 8.05 is 107.7% above this benchmark. Historically, ANZ Group Holdings' own 5-Year Yield-on-Cost % has ranged from 6.30 to 18.59 over the past decade. While the company's 10-year median is 10.05 vs. the industry median of 3.88, ANZ Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ANZ Group Holdings's current 5-Year Yield-on-Cost % of 8.05 is 107.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ANZ Group Holdings and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ANZ Group Holdings's current 5-Year Yield-on-Cost % is 8.05, which is 20% below median its own 10-year median of 10.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ANZ Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, ANZ Group Holdings (ASX:ANZ) is currently considered Fairly Valued. The stock's GF Value™ is A$33.05, compared to a current price of A$36.47 — trading 10.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 8.05, which is 20% below median its 10-year median of 10.05 and 107.7% above the Banks industry median of 3.88. ANZ Group Holdings' overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For ANZ Group Holdings (ASX:ANZ), the current 5-Year Yield-on-Cost % is 8.05 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ANZ Group Holdings (ASX:ANZ) Overvalued in 2026?

Based on GuruFocus' analysis, ANZ Group Holdings stock appears to be overvalued. The current stock price of A$36.47 is trading 10.3% above its estimated GF Value™ of A$33.05. GuruFocus considers ANZ Group Holdings to be Fairly Valued.

Key valuation signals for ASX:ANZ:

  • 5-Year Yield-on-Cost %: 8.05 (20% below median its 10-year median of 10.05)
  • GF Value™: A$33.05 vs. price of A$36.47 (10.3% above fair value)
  • GF Score™: 60/100 with 5 warning signs
  • Industry Position: 107.7% above the Banks median (#213 of 1252)

No single metric tells the full story. See the ASX:ANZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ANZ Group Holdings Business Description

Address 833 Collins Street, Level 9, ANZ Centre, Docklands, Melbourne, VIC, AUS, 3008
ANZ Group is the owner of one of Australia's four major banks and provides retail, business, and institutional banking services to customers in Australia, New Zealand, and Asia-Pacific. The super-regional Asian strategy was de-emphasized, with management focusing on the higher-returning businesses in Australia and New Zealand. ANZ Bank still retains a tilt to its Asia-centric strategy, but is now more balanced, better capitalized and a simpler bank.
60GF Score

Get the complete analysis for ASX:ANZ

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$36.47
Price
A$33.05
GF Value