BAYN (Bay National) Net Loan: $175.05 Mil (As of Mar. 2010)

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What is Bay National Net Loan?

Bay National BAYN Net Loan is $175.05 Mil as of Mar. 2010.

Bay National's quarterly net loan declined from Sep. 2009 ($197.19 Mil) to Dec. 2009 ($184.91 Mil) and declined from Dec. 2009 ($184.91 Mil) to Mar. 2010 ($175.05 Mil).

Bay National's annual net loan increased from Dec. 2007 ($235.96 Mil) to Dec. 2008 ($184.91 Mil) but then declined from Dec. 2008 ($184.91 Mil) to Dec. 2009 ($175.05 Mil).

Bay National Net Loan Historical Data

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The historical data trend for Bay National's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bay National Net Loan Chart

Bay National Annual Data
Trend Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 196.59 213.40 235.96 242.68 184.91

Bay National Quarterly Data
Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 241.80 217.03 197.19 184.91 175.05

Bay National Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $175.05 Mil mean?
Bay National (BAYN) has a Net Loan of $175.05 Mil as of Mar. 2010. The total net loans as recorded on a bank's balance sheet. View historical data on Bay National and its competitors.
Is Bay National's Net Loan too high?
Bay National's current Net Loan is $175.05 Mil.
How does Bay National's Net Loan compare to OPHC and CCSB?
Bay National's Net Loan of $175.05 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Bay National and its competitors. Bay National's current Net Loan is $175.05 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bay National stock overvalued right now?
Bay National (BAYN) has a current Net Loan of $175.05 Mil. The current Net Loan is $175.05 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Bay National (BAYN), the current Net Loan is $175.05 Mil as of Mar. 2010. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bay National Business Description

Address 2328 West Joppa Road, Lutherville, MD, USA, 21093
Bay National Corp is a bank holding company, which through National Bank, offers a complete range of commercial, private, cash management, retail, and residential mortgage banking services.