BAYN (Bay National) ROC %: % (As of Mar. 2010)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Bay National ROC %?

Bay National BAYN ROC % is % as of Mar. 2010.

ROC %does not apply to banks.

Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Bay National (BAYN) has a ROC % of % as of Mar. 2010. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bay National and its competitors.
Is Bay National's ROC % too high?
Bay National's current ROC % is %.
How does Bay National's ROC % compare to OPHC and CCSB?
Bay National's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.57, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bay National and its competitors. For the Banks industry, the median ROC % is 1.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bay National's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bay National stock overvalued right now?
Bay National (BAYN) has a current ROC % of %. The current ROC % is %. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Bay National (BAYN), the current ROC % is % as of Mar. 2010. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bay National Business Description

Address 2328 West Joppa Road, Lutherville, MD, USA, 21093
Bay National Corp is a bank holding company, which through National Bank, offers a complete range of commercial, private, cash management, retail, and residential mortgage banking services.