Banco Mercantil do Brasil (BSP:BMEB3) Net Loan: R$24,752 Mil (As of Mar. 2026)

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BSP:BMEB3 Banco Mercantil do Brasil SA BSP:BMEB3
73 GF Score
Price R$49.70
GF Value R$41.79
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Banco Mercantil do Brasil Net Loan?

Banco Mercantil do Brasil BSP:BMEB3 +1.43% 73 Net Loan is R$24,752 Mil as of Mar. 2026. GuruFocus rates BSP:BMEB3 with a GF Score™ of 73/100 and a GF Value™ of R$41.79 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Banco Mercantil do Brasil's quarterly net loan increased from Sep. 2025 (R$21,044 Mil) to Dec. 2025 (R$23,221 Mil) and increased from Dec. 2025 (R$23,221 Mil) to Mar. 2026 (R$24,752 Mil).

Banco Mercantil do Brasil's annual net loan increased from Dec. 2023 (R$13,323 Mil) to Dec. 2024 (R$23,221 Mil) and increased from Dec. 2024 (R$23,221 Mil) to Dec. 2025 (R$24,752 Mil).

Banco Mercantil do Brasil Net Loan Historical Data

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The historical data trend for Banco Mercantil do Brasil's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Mercantil do Brasil Net Loan Chart

Banco Mercantil do Brasil Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8,157.83 10,512.27 13,322.81 16,940.34 23,221.31

Banco Mercantil do Brasil Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18,513.52 18,767.49 21,043.70 23,221.31 24,751.54
BSP:BMEB3
73GF Score
Banco Mercantil do Brasil SA BSP:BMEB3
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Mercantil do Brasil Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of R$24,752 Mil mean?
Banco Mercantil do Brasil (BSP:BMEB3) has a Net Loan of R$24,752 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Banco Mercantil do Brasil and its competitors.
Is Banco Mercantil do Brasil's Net Loan too high?
Banco Mercantil do Brasil's current Net Loan is R$24,752 Mil. Overall, Banco Mercantil do Brasil has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Mercantil do Brasil's Net Loan compare to competitors?
Banco Mercantil do Brasil's Net Loan of R$24,752 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Banco Mercantil do Brasil and its competitors. Banco Mercantil do Brasil's current Net Loan is R$24,752 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Mercantil do Brasil stock overvalued right now?
Based on GuruFocus' analysis, Banco Mercantil do Brasil (BSP:BMEB3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$41.79, compared to a current price of R$49.70 — trading 18.9% above its estimated fair value. The current Net Loan is R$24,752 Mil. Banco Mercantil do Brasil's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Banco Mercantil do Brasil (BSP:BMEB3), the current Net Loan is R$24,752 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Mercantil do Brasil (BSP:BMEB3) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Mercantil do Brasil stock appears to be overvalued. The current stock price of R$49.70 is trading 18.9% above its estimated GF Value™ of R$41.79. GuruFocus considers Banco Mercantil do Brasil to be Modestly Overvalued.

Key valuation signals for BSP:BMEB3:

  • Net Loan: R$24,752 Mil
  • GF Value™: R$41.79 vs. price of R$49.70 (18.9% above fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the BSP:BMEB3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Mercantil do Brasil Business Description

Other Exchanges BMEB4:Brazil
Address R Rio de Janeiro 654, Belo Horizonte,, MG, BRA, 30160912
Banco Mercantil do Brasil SA offers commercial banking services. It offers personal and corporate credit cards, lease financing, business financing services, Internet banking, and other financial services. The company offers checking and savings accounts, and time deposits and funds; payroll-deductible loans, personal loans, overdraft facilities, credit cards, and vehicle financing services; private pension, insurance, and capitalization products and services; and collection, payment of taxes and fees to individuals.
73GF Score

Get the complete analysis for BSP:BMEB3

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$49.70
Price
R$41.79
GF Value