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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Banco Mercantil do Brasil's Total Liabilities for the quarter that ended in Jun. 2026 was R$35,807 Mil. Banco Mercantil do Brasil's Total Assets for the quarter that ended in Jun. 2026 was R$38,958 Mil.
Therefore, Banco Mercantil do Brasil's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.92.
Banco Mercantil do Brasil (BSP:BMEB3) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Banco Mercantil do Brasil Liabilities-to-Assets Related Terms
Banco Mercantil do Brasil Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Mercantil do Brasil Liabilities-to-Assets Chart
Banco Mercantil do Brasil Liabilities-to-Assets Competitor Comparison
For the Banks - Regional subindustry, Banco Mercantil do Brasil's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Mercantil do Brasil Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Banco Mercantil do Brasil's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Banco Mercantil do Brasil's Liabilities-to-Assets falls into.
Banco Mercantil do Brasil Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Banco Mercantil do Brasil's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Mercantil do Brasil (BSP:BMEB3) has a Liabilities-to-Assets of 0.92 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Banco Mercantil do Brasil and its competitors.
Is Banco Mercantil do Brasil's Liabilities-to-Assets too high?
Banco Mercantil do Brasil's current Liabilities-to-Assets is 0.92. Overall, Banco Mercantil do Brasil has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Mercantil do Brasil's Liabilities-to-Assets compare to competitors?
Banco Mercantil do Brasil's Liabilities-to-Assets of 0.92 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Banco Mercantil do Brasil and its competitors. Banco Mercantil do Brasil's current Liabilities-to-Assets is 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Mercantil do Brasil stock overvalued right now?
Based on GuruFocus' analysis, Banco Mercantil do Brasil (BSP:BMEB3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$44.36, compared to a current price of R$51.91 — trading 17% above its estimated fair value. The current Liabilities-to-Assets is 0.92. Banco Mercantil do Brasil's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Banco Mercantil do Brasil (BSP:BMEB3), the current Liabilities-to-Assets is 0.92 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Mercantil do Brasil (BSP:BMEB3) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Mercantil do Brasil stock appears to be overvalued.
The current stock price of R$51.91 is trading 17% above its estimated GF Value™ of R$44.36.
GuruFocus considers Banco Mercantil do Brasil to be Modestly Overvalued.
Key valuation signals for BSP:BMEB3:
Liabilities-to-Assets: 0.92
GF Value™: R$44.36 vs. price of R$51.91 (17% above fair value)
No single metric tells the full story. See the BSP:BMEB3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Mercantil do Brasil SA offers commercial banking services. It offers personal and corporate credit cards, lease financing, business financing services, Internet banking, and other financial services. The company offers checking and savings accounts, and time deposits and funds; payroll-deductible loans, personal loans, overdraft facilities, credit cards, and vehicle financing services; private pension, insurance, and capitalization products and services; and collection, payment of taxes and fees to individuals.
73GF Score
Get the complete analysis for BSP:BMEB3
Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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