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Itau Unibanco Holding's quarterly net loan
declined
from Dec. 2025 (ARS288,344,439 Mil) to Mar. 2026 (ARS286,356,835 Mil) but then
increased
from Mar. 2026 (ARS286,356,835 Mil) to Jun. 2026 (ARS312,846,285 Mil).
Itau Unibanco Holding's annual net loan
increased
from Dec. 2023 (ARS67,089,063 Mil) to Dec. 2024 (ARS286,356,835 Mil) and
increased
from Dec. 2024 (ARS286,356,835 Mil) to Dec. 2025 (ARS312,846,285 Mil).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.
Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved
Itau Unibanco Holding (BUE:ITUB) has a Net Loan of ARS312,846,285 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Itau Unibanco Holding and its competitors.
Is Itau Unibanco Holding's Net Loan too high?
Itau Unibanco Holding's current Net Loan is ARS312,846,285 Mil. Overall, Itau Unibanco Holding has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Itau Unibanco Holding's Net Loan compare to competitors?
Itau Unibanco Holding's Net Loan of ARS312,846,285 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Itau Unibanco Holding and its competitors. Itau Unibanco Holding's current Net Loan is ARS312,846,285 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Itau Unibanco Holding stock overvalued right now?
Based on GuruFocus' analysis, Itau Unibanco Holding (BUE:ITUB) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS8,972.79, compared to a current price of ARS12,530.00 — trading 39.6% above its estimated fair value. The current Net Loan is ARS312,846,285 Mil. Itau Unibanco Holding's overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Itau Unibanco Holding (BUE:ITUB), the current Net Loan is ARS312,846,285 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Itau Unibanco Holding (BUE:ITUB) Overvalued in 2026?
Based on GuruFocus' analysis, Itau Unibanco Holding stock appears to be overvalued.
The current stock price of ARS12,530.00 is trading 39.6% above its estimated GF Value™ of ARS8,972.79.
GuruFocus considers Itau Unibanco Holding to be Significantly Overvalued.
Key valuation signals for BUE:ITUB:
Net Loan: ARS312,846,285 Mil
GF Value™: ARS8,972.79 vs. price of ARS12,530.00 (39.6% above fair value)
No single metric tells the full story. See the BUE:ITUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Itaú Unibanco is the largest privately held bank in Brazil, the result of the 2008 merger between Banco Itaú and Unibanco. In addition to Brazil, the bank has significant operations in Chile, Colombia, Argentina, Uruguay, and Paraguay. Itaú's commercial and consumer loans account for 35% and 43% of the bank's total loans, respectively, while foreign loans account for 22% of its portfolio as of the end of 2025. The bank also operates the fifth-largest insurer in Brazil and is the second-largest asset manager in the country, giving it broad reach over the Brazilian financial system.
53GF Score
Get the complete analysis for BUE:ITUB
Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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