Itau Unibanco HoldingBUE:ITUB +1.69%55 FCF Yield % is 19.31 as of Jun. 29, 2026, which is 1% below its 10-year median of 19.49. GuruFocus rates BUE:ITUB with a GF Score™ of 55/100 and a GF Value™ of ARS8,586.44 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,507 Banks companies, Itau Unibanco Holding ranks better than 75.91% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Itau Unibanco Holding FCF Yield % Related Terms
Itau Unibanco Holding FCF Yield % Historical Data
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The historical data trend for Itau Unibanco Holding's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Itau Unibanco Holding's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Itau Unibanco Holding FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Itau Unibanco Holding's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Itau Unibanco Holding's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Itau Unibanco Holding (BUE:ITUB) has a FCF Yield % of 19.31 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Itau Unibanco Holding and its competitors. This is near median its historical median of 19.49. According to the industry distribution chart, Itau Unibanco Holding ranks #363 out of 1507 companies in the Banks industry, placing it in the top 24.1%.
Is Itau Unibanco Holding's FCF Yield % too high?
Itau Unibanco Holding's current FCF Yield % of 19.31 is near median its 10-year median of 19.49. The Banks industry median FCF Yield % is 8.14. Itau Unibanco Holding's value of 19.31 is 137.2% above this industry median. Based on the distribution chart, Itau Unibanco Holding ranks #363 out of 1507 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Itau Unibanco Holding has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Itau Unibanco Holding's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Itau Unibanco Holding ranks #363 out of 1507 companies for FCF Yield %. This places Itau Unibanco Holding in the top 24% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.14. Itau Unibanco Holding's value of 19.31 is 137.2% above this benchmark. While the company's 10-year median is 19.49 vs. the industry median of 8.14, Itau Unibanco Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Itau Unibanco Holding's current FCF Yield % of 19.31 is 137.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Itau Unibanco Holding and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Itau Unibanco Holding's current FCF Yield % is 19.31, which is near median its own 10-year median of 19.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Itau Unibanco Holding stock overvalued right now?
Based on GuruFocus' analysis, Itau Unibanco Holding (BUE:ITUB) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS8,586.44, compared to a current price of ARS12,660.00 — trading 47.4% above its estimated fair value. The current FCF Yield % is 19.31, which is near median its 10-year median of 19.49 and 137.2% above the Banks industry median of 8.14. Itau Unibanco Holding's overall GF Score™ is 55/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Itau Unibanco Holding (BUE:ITUB), the current FCF Yield % is 19.31 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Itau Unibanco Holding (BUE:ITUB) Overvalued in 2026?
Based on GuruFocus' analysis, Itau Unibanco Holding stock appears to be overvalued.
The current stock price of ARS12,660.00 is trading 47.4% above its estimated GF Value™ of ARS8,586.44.
GuruFocus considers Itau Unibanco Holding to be Significantly Overvalued.
Key valuation signals for BUE:ITUB:
FCF Yield %: 19.31 (near median its 10-year median of 19.49)
GF Value™: ARS8,586.44 vs. price of ARS12,660.00 (47.4% above fair value)
Industry Position: 137.2% above the Banks median (#363 of 1507)
No single metric tells the full story. See the BUE:ITUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Itaú Unibanco is the largest privately held bank in Brazil, the result of the 2008 merger between Banco Itaú and Unibanco. In addition to Brazil, the bank has significant operations in Chile, Colombia, Argentina, Uruguay, and Paraguay. Itaú's commercial and consumer loans account for 35% and 43% of the bank's total loans, respectively, while foreign loans account for 22% of its portfolio as of the end of 2025. The bank also operates the fifth-largest insurer in Brazil and is the second-largest asset manager in the country, giving it broad reach over the Brazilian financial system.
55GF Score
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