Bank of Africa (CAS:BOA) Net Loan: MAD269,882 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAS:BOA Bank of Africa CAS:BOA
48 GF Score
Price MAD187.10
GF Value MAD223.47
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Bank of Africa Net Loan?

Bank of Africa CAS:BOA -1.01% 48 Net Loan is MAD269,882 Mil as of Mar. 2026. GuruFocus rates CAS:BOA with a GF Score™ of 48/100 and a GF Value™ of MAD223.47 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Bank of Africa's quarterly net loan increased from Jun. 2025 (MAD222,328 Mil) to Dec. 2025 (MAD230,977 Mil) and increased from Dec. 2025 (MAD230,977 Mil) to Mar. 2026 (MAD269,882 Mil).

Bank of Africa's annual net loan increased from Dec. 2023 (MAD209,742 Mil) to Dec. 2024 (MAD230,977 Mil) and increased from Dec. 2024 (MAD230,977 Mil) to Dec. 2025 (MAD269,882 Mil).


Bank of Africa Net Loan Historical Data

* Premium members only.

The historical data trend for Bank of Africa's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Africa Net Loan Chart

Bank of Africa Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 188,279.95 206,164.93 209,741.61 223,268.41 230,976.82

Bank of Africa Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 223,268.41 258,650.70 222,328.12 230,976.82 269,881.75
CAS:BOA
48GF Score
Bank of Africa CAS:BOA
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Africa Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of MAD269,882 Mil mean?
Bank of Africa (CAS:BOA) has a Net Loan of MAD269,882 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Bank of Africa and its competitors.
Is Bank of Africa's Net Loan too high?
Bank of Africa's current Net Loan is MAD269,882 Mil. Overall, Bank of Africa has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Africa's Net Loan compare to JPM and BAC?
Bank of Africa's Net Loan of MAD269,882 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Bank of Africa and its competitors. Bank of Africa's current Net Loan is MAD269,882 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Africa stock overvalued right now?
Based on GuruFocus' analysis, Bank of Africa (CAS:BOA) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD223.47, compared to a current price of MAD187.10 — trading 16.3% below its estimated fair value. The current Net Loan is MAD269,882 Mil. Bank of Africa's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Bank of Africa (CAS:BOA), the current Net Loan is MAD269,882 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Africa (CAS:BOA) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Africa stock appears to be undervalued. The current stock price of MAD187.10 is trading 16.3% below its estimated GF Value™ of MAD223.47. GuruFocus considers Bank of Africa to be Modestly Undervalued.

Key valuation signals for CAS:BOA:

  • Net Loan: MAD269,882 Mil
  • GF Value™: MAD223.47 vs. price of MAD187.10 (16.3% below fair value)
  • GF Score™: 48/100 with 2 warning signs

No single metric tells the full story. See the CAS:BOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Africa Business Description

Address Lotissement Mandarona Lot N 1, Imm. Promoffice Sidi Maarouf, Casablanca, MAR, 20000
Bank of Africa is a commercial bank operating in Morocco and multiple African countries, with additional offices in Europe, China, and Canada. It provides financial services to individuals, businesses, and public institutions, including banking, insurance, asset management, leasing, and investment services. Its offerings include accounts, cards, loans, and savings products. The bank operates through a network of subsidiaries and focuses on expanding its services to small and medium-sized enterprises and developing digital banking channels across its markets.
48GF Score

Get the complete analysis for CAS:BOA

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD187.10
Price
MAD223.47
GF Value