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Bank of AfricaCAS:BOA -0.29%45 3-Year EPS without NRI Growth Rate is 17.30% as of Mar. 2026, which is 246% above its 10-year median of 5.00. GuruFocus rates CAS:BOA with a GF Score™ of 45/100 and a GF Value™ of MAD224.41 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,402 Banks companies, Bank of Africa ranks better than 71.26% on this metric.
During the past 12 months, Bank of Africa's average EPS without NRI Growth Rate was -6.80% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 17.30% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 33.10% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 4.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Bank of Africa was 55.50% per year. The lowest was -60.30% per year. And the median was 5.00% per year.
Bank of Africa (CAS:BOA) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Bank of Africa 3-Year EPS without NRI Growth Rate Related Terms
CAS:BOA vs JPM, BAC, WFC: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Diversified subindustry, Bank of Africa's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Africa 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Africa's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Bank of Africa's 3-Year EPS without NRI Growth Rate falls into.
Bank of Africa 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 17.30% mean?
Bank of Africa (CAS:BOA) has a 3-Year EPS without NRI Growth Rate of 17.30% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Bank of Africa and its competitors. This is 246% above median its historical median of 5.00. According to the industry distribution chart, Bank of Africa ranks #403 out of 1402 companies in the Banks industry, placing it in the top 28.7%.
Is Bank of Africa's 3-Year EPS without NRI Growth Rate too high?
Bank of Africa's current 3-Year EPS without NRI Growth Rate of 17.30% is 246% above median its 10-year median of 5.00. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. Bank of Africa's value of 17.30% is 127.6% above this industry median. Based on the distribution chart, Bank of Africa ranks #403 out of 1402 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Africa has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Africa's 3-Year EPS without NRI Growth Rate compare to JPM and BAC?
According to the Banks industry distribution chart, Bank of Africa ranks #403 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This puts Bank of Africa in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.60. Bank of Africa's value of 17.30% is 127.6% above this benchmark. While the company's 10-year median is 5.00 vs. the industry median of 7.60, Bank of Africa has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Africa's current 3-Year EPS without NRI Growth Rate of 17.30% is 127.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Bank of Africa and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Africa's current 3-Year EPS without NRI Growth Rate is 17.30%, which is 246% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Africa stock overvalued right now?
Based on GuruFocus' analysis, Bank of Africa (CAS:BOA) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD224.41, compared to a current price of MAD191.95 — trading 14.5% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 17.30%, which is 246% above median its 10-year median of 5.00 and 127.6% above the Banks industry median of 7.60. Bank of Africa's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Bank of Africa (CAS:BOA), the current 3-Year EPS without NRI Growth Rate is 17.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Africa (CAS:BOA) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Africa stock appears to be undervalued.
The current stock price of MAD191.95 is trading 14.5% below its estimated GF Value™ of MAD224.41.
GuruFocus considers Bank of Africa to be Modestly Undervalued.
Key valuation signals for CAS:BOA:
3-Year EPS without NRI Growth Rate: 17.30% (246% above median its 10-year median of 5.00)
GF Value™: MAD224.41 vs. price of MAD191.95 (14.5% below fair value)
Industry Position: 127.6% above the Banks median (#403 of 1402)
No single metric tells the full story. See the CAS:BOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Africa is a commercial bank operating in Morocco and multiple African countries, with additional offices in Europe, China, and Canada. It provides financial services to individuals, businesses, and public institutions, including banking, insurance, asset management, leasing, and investment services. Its offerings include accounts, cards, loans, and savings products. The bank operates through a network of subsidiaries and focuses on expanding its services to small and medium-sized enterprises and developing digital banking channels across its markets.
45GF Score
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