Bank of Africa (CAS:BOA) LT-Debt-to-Total-Asset: 0.05 (As of Mar. 2026)

What is Bank of Africa LT-Debt-to-Total-Asset?

Bank of Africa CAS:BOA +0.57% 48 LT-Debt-to-Total-Asset is 0.05 as of Mar. 2026. GuruFocus rates CAS:BOA with a GF Score™ of 48/100 and a GF Value™ of MAD222.52 (Modestly Undervalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Bank of Africa's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.05.

Bank of Africa's long-term debt to total assets ratio declined from Dec. 2024 (0.12) to Mar. 2026 (0.05). It may suggest that Bank of Africa is progressively becoming less dependent on debt to grow their business.

Bank of Africa (CAS:BOA) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Bank of Africa LT-Debt-to-Total-Asset Related Terms

Bank of Africa LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Bank of Africa's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Africa LT-Debt-to-Total-Asset Chart

Bank of Africa Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.15

0.14

0.15

0.12

Bank of Africa Quarterly Data
	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.12	0.06	0.11	0.12	0.05

48GF Score

Bank of Africa CAS:BOA

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Bank of Africa LT-Debt-to-Total-Asset Calculation

Bank of Africa's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	53429.005	/	437677.787
	=	0.12

Bank of Africa's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	23214.278	/	458206.416
	=	0.05

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.05 mean?

Bank of Africa (CAS:BOA) has a LT-Debt-to-Total-Asset of 0.05 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank of Africa and its competitors.

Is Bank of Africa's LT-Debt-to-Total-Asset too high?

Bank of Africa's current LT-Debt-to-Total-Asset is 0.05. Overall, Bank of Africa has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Bank of Africa's LT-Debt-to-Total-Asset compare to JPM and BAC?

Bank of Africa's LT-Debt-to-Total-Asset of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank of Africa and its competitors. Bank of Africa's current LT-Debt-to-Total-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Bank of Africa stock overvalued right now?

Based on GuruFocus' analysis, Bank of Africa (CAS:BOA) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD222.52, compared to a current price of MAD193.60 — trading 13% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.05. Bank of Africa's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Bank of Africa (CAS:BOA), the current LT-Debt-to-Total-Asset is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Africa (CAS:BOA) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Africa stock appears to be undervalued. The current stock price of MAD193.60 is trading 13% below its estimated GF Value™ of MAD222.52. GuruFocus considers Bank of Africa to be Modestly Undervalued.

Key valuation signals for CAS:BOA:

LT-Debt-to-Total-Asset: 0.05
GF Value™: MAD222.52 vs. price of MAD193.60 (13% below fair value)
GF Score™: 48/100 with 2 warning signs

No single metric tells the full story. See the CAS:BOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Africa Business Description

Industry Financial Services Banks

Comparable Companies CAS:CFG CAS:ATW JPM BAC SHSE:601398 LSE:HSBA SHSE:601288 TSX:RY SHSE:601939 SHSE:601988 WFC C TSE:8306 TSX:TD XMAD:SAN ASX:CBA XSWX:UBSG TSE:8316 XMAD:BBVA TSX:BMO

Address Lotissement Mandarona Lot N 1, Imm. Promoffice Sidi Maarouf, Casablanca, MAR, 20000

Website https://www.bank-of-africa.net

Bank of Africa is a commercial bank operating in Morocco and multiple African countries, with additional offices in Europe, China, and Canada. It provides financial services to individuals, businesses, and public institutions, including banking, insurance, asset management, leasing, and investment services. Its offerings include accounts, cards, loans, and savings products. The bank operates through a network of subsidiaries and focuses on expanding its services to small and medium-sized enterprises and developing digital banking channels across its markets.

48GF Score

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MAD193.60

Price

MAD222.52

GF Value

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