AL Sydbank AS (CHIX:ALSYDC) Net Loan: kr166,239 Mil (As of Mar. 2026)

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CHIX:ALSYDC AL Sydbank AS CHIX:ALSYDC
77 GF Score
Price kr615.00
GF Value kr418.68
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AL Sydbank AS Net Loan?

AL Sydbank AS CHIX:ALSYDC +0.82% 77 Net Loan is kr166,239 Mil as of Mar. 2026. GuruFocus rates CHIX:ALSYDC with a GF Score™ of 77/100 and a GF Value™ of kr418.68 (Significantly Overvalued). The stock has 7 warning signs investors should review.

AL Sydbank AS's quarterly net loan increased from Sep. 2025 (kr108,522 Mil) to Dec. 2025 (kr151,658 Mil) and increased from Dec. 2025 (kr151,658 Mil) to Mar. 2026 (kr166,239 Mil).

AL Sydbank AS's annual net loan increased from Dec. 2023 (kr86,768 Mil) to Dec. 2024 (kr151,658 Mil) and increased from Dec. 2024 (kr151,658 Mil) to Dec. 2025 (kr166,239 Mil).

AL Sydbank AS Net Loan Historical Data

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The historical data trend for AL Sydbank AS's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AL Sydbank AS Net Loan Chart

AL Sydbank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 81,053.00 79,819.00 86,768.00 100,234.00 151,658.00

AL Sydbank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 107,100.00 106,838.00 108,522.00 151,658.00 166,239.00
CHIX:ALSYDC
77GF Score
AL Sydbank AS CHIX:ALSYDC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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AL Sydbank AS Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of kr166,239 Mil mean?
AL Sydbank AS (CHIX:ALSYDC) has a Net Loan of kr166,239 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on AL Sydbank AS and its competitors.
Is AL Sydbank AS's Net Loan too high?
AL Sydbank AS's current Net Loan is kr166,239 Mil. Overall, AL Sydbank AS has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AL Sydbank AS's Net Loan compare to competitors?
AL Sydbank AS's Net Loan of kr166,239 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on AL Sydbank AS and its competitors. AL Sydbank AS's current Net Loan is kr166,239 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AL Sydbank AS stock overvalued right now?
Based on GuruFocus' analysis, AL Sydbank AS (CHIX:ALSYDC) is currently considered Significantly Overvalued. The stock's GF Value™ is kr418.68, compared to a current price of kr615.00 — trading 46.9% above its estimated fair value. The current Net Loan is kr166,239 Mil. AL Sydbank AS's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For AL Sydbank AS (CHIX:ALSYDC), the current Net Loan is kr166,239 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AL Sydbank AS (CHIX:ALSYDC) Overvalued in 2026?

Based on GuruFocus' analysis, AL Sydbank AS stock appears to be overvalued. The current stock price of kr615.00 is trading 46.9% above its estimated GF Value™ of kr418.68. GuruFocus considers AL Sydbank AS to be Significantly Overvalued.

Key valuation signals for CHIX:ALSYDC:

  • Net Loan: kr166,239 Mil
  • GF Value™: kr418.68 vs. price of kr615.00 (46.9% above fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the CHIX:ALSYDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AL Sydbank AS Business Description

Address Peberlyk 4, Aabenraa, DNK, 6200
AL Sydbank A/S is a Danish bank operating in Denmark and with some exposure to Northern Germany. The bank operates through five business segments: Banking, Asset Management, Sydbank Markets, Treasury, and Others. The bank provides various banking and financial advisory services such as mortgage credit, retail banking, investment banking, corporate banking, international banking, and asset management. A vast majority of Sydbank's net revenue is derived from its banking segment, which includes net interest and fee income from retail and corporate clients. The company earns the majority of its revenue in Denmark.
77GF Score

Get the complete analysis for CHIX:ALSYDC

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr615.00
Price
kr418.68
GF Value