AL Sydbank AS (CHIX:ALSYDC) 10-Year RORE % : 5.70% (As of Mar. 2026)

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CHIX:ALSYDC AL Sydbank AS CHIX:ALSYDC
78 GF Score
Price kr618.50
GF Value kr418.75
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AL Sydbank AS 10-Year RORE %?

AL Sydbank AS CHIX:ALSYDC +1.89% 78 10-Year RORE % is 5.70 as of Mar. 2026. GuruFocus rates CHIX:ALSYDC with a GF Score™ of 78/100 and a GF Value™ of kr418.75 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,089 Banks companies, AL Sydbank AS ranks worse than 67.13% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. AL Sydbank AS's 10-Year RORE % for the quarter that ended in Mar. 2026 was 5.70%.

The industry rank for AL Sydbank AS's 10-Year RORE % or its related term are showing as below:

CHIX:ALSYDc's 10-Year RORE % is ranked worse than
67.13% of 1089 companies
in the Banks industry
Industry Median: 10.23 vs CHIX:ALSYDc: 5.70

AL Sydbank AS  (CHIX:ALSYDc) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


AL Sydbank AS 10-Year RORE % Related Terms


AL Sydbank AS 10-Year RORE % Historical Data

* Premium members only.

The historical data trend for AL Sydbank AS's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AL Sydbank AS 10-Year RORE % Chart

AL Sydbank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
10-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.78 26.34 29.22 22.17 8.88

AL Sydbank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
10-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.81 17.46 15.35 8.88 5.70

AL Sydbank AS 10-Year RORE % Competitor Comparison

For the Banks - Regional subindustry, AL Sydbank AS's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AL Sydbank AS 10-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, AL Sydbank AS's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where AL Sydbank AS's 10-Year RORE % falls into.


CHIX:ALSYDC
78GF Score
AL Sydbank AS CHIX:ALSYDC
10-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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AL Sydbank AS 10-Year RORE % Calculation

AL Sydbank AS's 10-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( 31.6-23.3 )/( 291.9-146.34 )
=8.3/145.56
=5.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.

Frequently Asked Questions Learn more about 10-Year RORE % →
What does a 10-Year RORE % of 5.70 mean?
AL Sydbank AS (CHIX:ALSYDC) has a 10-Year RORE % of 5.70 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on AL Sydbank AS and its competitors. According to the industry distribution chart, AL Sydbank AS ranks #731 out of 1089 companies in the Banks industry, placing it in the top 67.1%.
Is AL Sydbank AS's 10-Year RORE % too high?
AL Sydbank AS's current 10-Year RORE % is 5.70. The Banks industry median 10-Year RORE % is 10.23. AL Sydbank AS's value of 5.70 is 44.3% below this industry median. Based on the distribution chart, AL Sydbank AS ranks #731 out of 1089 companies in the Banks industry, which is below the industry midpoint. Overall, AL Sydbank AS has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AL Sydbank AS's 10-Year RORE % compare to competitors?
According to the Banks industry distribution chart, AL Sydbank AS ranks #731 out of 1089 companies for 10-Year RORE %. This places AL Sydbank AS in the lower half of its industry. The industry median 10-Year RORE % is 10.23. AL Sydbank AS's value of 5.70 is 44.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.23, based on 1,089 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AL Sydbank AS's current 10-Year RORE % of 5.70 is 44.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on AL Sydbank AS and its competitors. For the Banks industry, the median 10-Year RORE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AL Sydbank AS's current 10-Year RORE % is 5.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AL Sydbank AS stock overvalued right now?
Based on GuruFocus' analysis, AL Sydbank AS (CHIX:ALSYDC) is currently considered Significantly Overvalued. The stock's GF Value™ is kr418.75, compared to a current price of kr618.50 — trading 47.7% above its estimated fair value. The current 10-Year RORE % is 5.70 and 44.3% below the Banks industry median of 10.23. AL Sydbank AS's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For AL Sydbank AS (CHIX:ALSYDC), the current 10-Year RORE % is 5.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AL Sydbank AS (CHIX:ALSYDC) Overvalued in 2026?

Based on GuruFocus' analysis, AL Sydbank AS stock appears to be overvalued. The current stock price of kr618.50 is trading 47.7% above its estimated GF Value™ of kr418.75. GuruFocus considers AL Sydbank AS to be Significantly Overvalued.

Key valuation signals for CHIX:ALSYDC:

  • 10-Year RORE %: 5.70
  • GF Value™: kr418.75 vs. price of kr618.50 (47.7% above fair value)
  • GF Score™: 78/100 with 7 warning signs
  • Industry Position: 44.3% below the Banks median (#731 of 1089)

No single metric tells the full story. See the CHIX:ALSYDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AL Sydbank AS Business Description

Address Peberlyk 4, Aabenraa, DNK, 6200
AL Sydbank A/S is a Danish bank operating in Denmark and with some exposure to Northern Germany. The bank operates through five business segments: Banking, Asset Management, Sydbank Markets, Treasury, and Others. The bank provides various banking and financial advisory services such as mortgage credit, retail banking, investment banking, corporate banking, international banking, and asset management. A vast majority of Sydbank's net revenue is derived from its banking segment, which includes net interest and fee income from retail and corporate clients. The company earns the majority of its revenue in Denmark.
78GF Score

Get the complete analysis for CHIX:ALSYDC

10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr618.50
Price
kr418.75
GF Value