ASA International Group (CHIX:ASAIL) Net Loan: £420.1 Mil (As of Dec. 2025)

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CHIX:ASAIL ASA International Group PLC CHIX:ASAIL
74 GF Score
Price £2.68
GF Value £1.47
Valuation Significantly Overvalued
! 5 Warning Signs
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What is ASA International Group Net Loan?

ASA International Group CHIX:ASAIL -2.19% 74 Net Loan is £420.1 Mil as of Dec. 2025. GuruFocus rates CHIX:ASAIL with a GF Score™ of 74/100 and a GF Value™ of £1.47 (Significantly Overvalued). The stock has 5 warning signs investors should review.

ASA International Group's quarterly net loan increased from Dec. 2024 (£318.5 Mil) to Jun. 2025 (£361.5 Mil) and increased from Jun. 2025 (£361.5 Mil) to Dec. 2025 (£420.1 Mil).

ASA International Group's annual net loan increased from Dec. 2023 (£257.3 Mil) to Dec. 2024 (£361.5 Mil) and increased from Dec. 2024 (£361.5 Mil) to Dec. 2025 (£420.1 Mil).

ASA International Group Net Loan Historical Data

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The historical data trend for ASA International Group's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASA International Group Net Loan Chart

ASA International Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 272.63 266.52 257.30 318.52 420.06

ASA International Group Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 257.30 261.94 318.52 361.49 420.06
CHIX:ASAIL
74GF Score
ASA International Group PLC CHIX:ASAIL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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ASA International Group Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of £420.1 Mil mean?
ASA International Group (CHIX:ASAIL) has a Net Loan of £420.1 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on ASA International Group and its competitors.
Is ASA International Group's Net Loan too high?
ASA International Group's current Net Loan is £420.1 Mil. Overall, ASA International Group has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ASA International Group's Net Loan compare to V and MA?
ASA International Group's Net Loan of £420.1 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Credit Services company?
A good Net Loan depends on the Credit Services industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on ASA International Group and its competitors. ASA International Group's current Net Loan is £420.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASA International Group stock overvalued right now?
Based on GuruFocus' analysis, ASA International Group (CHIX:ASAIL) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.47, compared to a current price of £2.68 — trading 82.3% above its estimated fair value. The current Net Loan is £420.1 Mil. ASA International Group's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For ASA International Group (CHIX:ASAIL), the current Net Loan is £420.1 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASA International Group (CHIX:ASAIL) Overvalued in 2026?

Based on GuruFocus' analysis, ASA International Group stock appears to be overvalued. The current stock price of £2.68 is trading 82.3% above its estimated GF Value™ of £1.47. GuruFocus considers ASA International Group to be Significantly Overvalued.

Key valuation signals for CHIX:ASAIL:

  • Net Loan: £420.1 Mil
  • GF Value™: £1.47 vs. price of £2.68 (82.3% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the CHIX:ASAIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ASA International Group Business Description

Other Exchanges ASAI:UK
Address Bir Uttam A.N.M. Nuruzzaman Sarak, ASA Tower, 10th Floor 23/3, Shyamoli, Dhaka, BGD, 1207
ASA International Group PLC is an international micro-finance institution that aims to enhance financial inclusion among low-income populations throughout Asia and Africa. Its geographical segments include West Africa, which includes Ghana, Nigeria, Sierra Leone; East Africa, which includes Kenya, Uganda, Tanzania, Rwanda; South Asia, which includes India, Pakistan, Sri Lanka; South East Asia, which includes Myanmar, Philippines, and Holding & other non-operating entities, which includes holding entities and other entities without microfinance activities.
74GF Score

Get the complete analysis for CHIX:ASAIL

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£2.68
Price
£1.47
GF Value