CIFR (Cipher Digital) Net Loan

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CIFR Cipher Digital Inc CIFR
38 GF Score
Price $19.87
GF Value $6.34
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Cipher Digital Net Loan?

Net Loan only applies to banks and insurance companies.

CIFR
38GF Score
Cipher Digital Inc CIFR
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Cipher Digital (CIFR) Overvalued in 2026?

Based on GuruFocus' analysis, Cipher Digital stock appears to be overvalued. The current stock price of $19.87 is trading 213.4% above its estimated GF Value™ of $6.34. GuruFocus considers Cipher Digital to be Significantly Overvalued.

Key valuation signals for CIFR:

  • Net Loan:
  • GF Value™: $6.34 vs. price of $19.87 (213.4% above fair value)
  • GF Score™: 38/100 with 6 warning signs

No single metric tells the full story. See the CIFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cipher Digital Business Description

Address 1 Vanderbilt Avenue, Floor 54, New York, NY, USA, 10017
Cipher Digital Inc is focused on high-performance computing (HPC) data center development and operations. It is engaged in developing and operating data centers designed for HPC workloads. Its operations include managing power assets and capital allocation in response to market conditions and demand for AI-related computing capacity.
38GF Score

Get the complete analysis for CIFR

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.87
Price
$6.34
GF Value