CIFR (Cipher Digital) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


CIFR Cipher Digital Inc CIFR
37 GF Score
Price $25.56
GF Value $6.32
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Cipher Digital Interest Coverage?

Cipher Digital CIFR -0.49% 37 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates CIFR with a GF Score™ of 37/100 and a GF Value™ of $6.32 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,707 Software companies, Cipher Digital ranks worse than 58582.25% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Cipher Digital's Operating Income for the three months ended in Mar. 2026 was $-64.3 Mil. Cipher Digital's Interest Expense for the three months ended in Mar. 2026 was $-59.2 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Cipher Digital's Interest Coverage or its related term are showing as below:


CIFR's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.65
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Cipher Digital  (NAS:CIFR) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Cipher Digital Interest Coverage Related Terms


Cipher Digital Interest Coverage Historical Data

* Premium members only.

The historical data trend for Cipher Digital's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Cipher Digital Interest Coverage Chart

Cipher Digital Annual Data
Trend Jan21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
No Debt 0.00 0.00 0.00 0.00

Cipher Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CIFR vs JKHY, IT, CACI: Interest Coverage Comparison

For the Information Technology Services subindustry, Cipher Digital's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cipher Digital Interest Coverage vs Software Industry

For the Software industry and Technology sector, Cipher Digital's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Cipher Digital's Interest Coverage falls into.


CIFR
37GF Score
Cipher Digital Inc CIFR
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Cipher Digital Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cipher Digital's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Cipher Digital's Interest Expense was $-36.6 Mil. Its Operating Income was $-337.4 Mil. And its Long-Term Debt & Capital Lease Obligation was $2,723.3 Mil.

Cipher Digital did not have earnings to cover the interest expense.

Cipher Digital's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Cipher Digital's Interest Expense was $-59.2 Mil. Its Operating Income was $-64.3 Mil. And its Long-Term Debt & Capital Lease Obligation was $4,385.1 Mil.

Cipher Digital did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Cipher Digital (CIFR) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cipher Digital and its competitors. According to the industry distribution chart, Cipher Digital ranks #999999 out of 1707 companies in the Software industry.
Is Cipher Digital's Interest Coverage too high?
Cipher Digital's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Cipher Digital ranks #999999 out of 1707 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Cipher Digital has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cipher Digital's Interest Coverage compare to JKHY and IT?
According to the Software industry distribution chart, Cipher Digital ranks #999999 out of 1707 companies for Interest Coverage. This places Cipher Digital in the lower half of its industry. The industry median Interest Coverage is 24.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cipher Digital and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cipher Digital's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cipher Digital stock overvalued right now?
Based on GuruFocus' analysis, Cipher Digital (CIFR) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.32, compared to a current price of $25.56 — trading 304.4% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Cipher Digital's overall GF Score™ is 37/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cipher Digital (CIFR), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cipher Digital (CIFR) Overvalued in 2026?

Based on GuruFocus' analysis, Cipher Digital stock appears to be overvalued. The current stock price of $25.56 is trading 304.4% above its estimated GF Value™ of $6.32. GuruFocus considers Cipher Digital to be Significantly Overvalued.

Key valuation signals for CIFR:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: $6.32 vs. price of $25.56 (304.4% above fair value)
  • GF Score™: 37/100 with 6 warning signs

No single metric tells the full story. See the CIFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cipher Digital Business Description

Address 1 Vanderbilt Avenue, Floor 54, New York, NY, USA, 10017
Cipher Digital Inc is focused on high-performance computing (HPC) data center development and operations. It is engaged in developing and operating data centers designed for HPC workloads. Its operations include managing power assets and capital allocation in response to market conditions and demand for AI-related computing capacity.
37GF Score

Get the complete analysis for CIFR

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.56
Price
$6.32
GF Value