EQB (EQGPF) Net Loan: $31,819.9 Mil (As of Apr. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

EQGPF EQB Inc EQGPF
82 GF Score
Price $101.38
GF Value $82.08
Valuation Modestly Overvalued
! 7 Warning Signs
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What is EQB Net Loan?

EQB EQGPF +0.49% 82 Net Loan is $31,819.9 Mil as of Apr. 2026. GuruFocus rates EQGPF with a GF Score™ of 82/100 and a GF Value™ of $82.08 (Modestly Overvalued). The stock has 7 warning signs investors should review.

EQB's quarterly net loan declined from Oct. 2025 ($32,317.5 Mil) to Jan. 2026 ($32,188.4 Mil) and declined from Jan. 2026 ($32,188.4 Mil) to Apr. 2026 ($31,819.9 Mil).

EQB's annual net loan increased from Dec. 2022 ($33,324.1 Mil) to Oct. 2024 ($32,188.4 Mil) but then declined from Oct. 2024 ($32,188.4 Mil) to Oct. 2025 ($31,819.9 Mil).

EQB Net Loan Historical Data

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The historical data trend for EQB's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EQB Net Loan Chart

EQB Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Oct24 Oct25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21,651.50 25,143.84 33,324.11 33,361.86 32,317.54

EQB Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32,980.33 33,655.51 32,317.54 32,188.39 31,819.87
EQGPF
82GF Score
EQB Inc EQGPF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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EQB Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $31,819.9 Mil mean?
EQB (EQGPF) has a Net Loan of $31,819.9 Mil as of Apr. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on EQB and its competitors.
Is EQB's Net Loan too high?
EQB's current Net Loan is $31,819.9 Mil. Overall, EQB has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EQB's Net Loan compare to PNC and USB?
EQB's Net Loan of $31,819.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on EQB and its competitors. EQB's current Net Loan is $31,819.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EQB stock overvalued right now?
Based on GuruFocus' analysis, EQB (EQGPF) is currently considered Modestly Overvalued. The stock's GF Value™ is $82.08, compared to a current price of $101.38 — trading 23.5% above its estimated fair value. The current Net Loan is $31,819.9 Mil. EQB's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For EQB (EQGPF), the current Net Loan is $31,819.9 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EQB (EQGPF) Overvalued in 2026?

Based on GuruFocus' analysis, EQB stock appears to be overvalued. The current stock price of $101.38 is trading 23.5% above its estimated GF Value™ of $82.08. GuruFocus considers EQB to be Modestly Overvalued.

Key valuation signals for EQGPF:

  • Net Loan: $31,819.9 Mil
  • GF Value™: $82.08 vs. price of $101.38 (23.5% above fair value)
  • GF Score™: 82/100 with 7 warning signs

No single metric tells the full story. See the EQGPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EQB Business Description

Other Exchanges V22:GermanyEQB:Canada
Address 25 Ontario Street, Suite 2200, Toronto, ON, CAN, M5A 0Y9
EQB Inc operates through its wholly owned subsidiary, Equitable Bank, Canada's Challenger BankTM. It serves Canadians through two business lines, Personal Banking and Business Banking. The company differentiates by providing a host of challenger bank deposit services, alternative single-family lending, reverse mortgage lending, insurance lending, Specialized finance, Commercial finance group, Equipment financing, credit union services and trust services.
82GF Score

Get the complete analysis for EQGPF

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$101.38
Price
$82.08
GF Value