EQBEQGPF -0.88%83 Pretax Margin % is 24.52% as of Apr. 2026, which is 58% below its 10-year median of 57.94. GuruFocus rates EQGPF with a GF Score™ of 83/100 and a GF Value™ of $78.69 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,530 Banks companies, EQB ranks worse than 79.28% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. EQB's Pre-Tax Income for the
three
months ended in Apr. 2026 was $53.9 Mil. EQB's Revenue for the
three
months ended in Apr. 2026 was $219.8 Mil. Therefore, EQB's pretax margin for the quarter that ended in Apr. 2026 was 24.52%.
The historical rank and industry rank for EQB's Pretax Margin % or its related term are showing as below:
EQGPF'
s Pretax Margin % Range Over the Past 10 Years
Min: 21.43 Med: 57.94 Max: 64.64
Current: 21.43
EQGPF's Pretax Margin % is ranked worse than 79.28% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs EQGPF: 21.43
EQB (OTCPK:EQGPF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
EQB Pretax Margin % Related Terms
EQB Pretax Margin % Historical Data
* Premium members only.
The historical data trend for EQB's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, EQB's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EQB Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, EQB's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where EQB's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EQB (EQGPF) has a Pretax Margin % of 24.52% as of Apr. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on EQB and its competitors. This is 58% below median its historical median of 57.94. Over the past decade, EQB's Pretax Margin % has ranged from 21.43 to 64.64. According to the industry distribution chart, EQB ranks #1213 out of 1530 companies in the Banks industry, placing it in the top 79.3%.
Is EQB's Pretax Margin % too high?
EQB's current Pretax Margin % of 24.52% is 58% below median its 10-year median of 57.94. Over the past 10 years, this metric has ranged from a low of 21.43 to a high of 64.64. The Banks industry median Pretax Margin % is 34.72. EQB's value of 24.52% is 29.4% below this industry median. Based on the distribution chart, EQB ranks #1213 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, EQB has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EQB's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, EQB ranks #1213 out of 1530 companies for Pretax Margin %. This places EQB in the lower half of its industry. The industry median Pretax Margin % is 34.72. EQB's value of 24.52% is 29.4% below this benchmark. Historically, EQB's own Pretax Margin % has ranged from 21.43 to 64.64 over the past decade. While the company's 10-year median is 57.94 vs. the industry median of 34.72, EQB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EQB's current Pretax Margin % of 24.52% is 29.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on EQB and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EQB's current Pretax Margin % is 24.52%, which is 58% below median its own 10-year median of 57.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EQB stock overvalued right now?
Based on GuruFocus' analysis, EQB (EQGPF) is currently considered Modestly Overvalued. The stock's GF Value™ is $78.69, compared to a current price of $89.70 — trading 14% above its estimated fair value. The current Pretax Margin % is 24.52%, which is 58% below median its 10-year median of 57.94 and 29.4% below the Banks industry median of 34.72. EQB's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For EQB (EQGPF), the current Pretax Margin % is 24.52% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EQB (EQGPF) Overvalued in 2026?
Based on GuruFocus' analysis, EQB stock appears to be overvalued.
The current stock price of $89.70 is trading 14% above its estimated GF Value™ of $78.69.
GuruFocus considers EQB to be Modestly Overvalued.
Key valuation signals for EQGPF:
Pretax Margin %: 24.52% (58% below median its 10-year median of 57.94)
GF Value™: $78.69 vs. price of $89.70 (14% above fair value)
Industry Position: 29.4% below the Banks median (#1213 of 1530)
No single metric tells the full story. See the EQGPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EQB Inc operates through its wholly owned subsidiary, Equitable Bank, Canada's Challenger BankTM. It serves Canadians through two business lines, Personal Banking and Business Banking. The company differentiates by providing a host of challenger bank deposit services, alternative single-family lending, reverse mortgage lending, insurance lending, Specialized finance, Commercial finance group, Equipment financing, credit union services and trust services.
83GF Score
Get the complete analysis for EQGPF
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
EQGPF has been successfully added to your 
