FHB (First Hawaiian) Net Loan: $13,961.3 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FHB First Hawaiian Inc FHB
81 GF Score
Price $27.72
GF Value $27.86
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is First Hawaiian Net Loan?

First Hawaiian FHB -0.18% 81 Net Loan is $13,961.3 Mil as of Jun. 2026. GuruFocus rates FHB with a GF Score™ of 81/100 and a GF Value™ of $27.86 (Fairly Valued). The stock has 3 warning signs investors should review.

First Hawaiian's quarterly net loan increased from Dec. 2025 ($13,706.3 Mil) to Mar. 2026 ($13,830.5 Mil) and increased from Mar. 2026 ($13,830.5 Mil) to Jun. 2026 ($13,961.3 Mil).

First Hawaiian's annual net loan declined from Dec. 2023 ($13,819.1 Mil) to Dec. 2024 ($13,830.5 Mil) and declined from Dec. 2024 ($13,830.5 Mil) to Dec. 2025 ($13,961.3 Mil).

First Hawaiian Net Loan Historical Data

* Premium members only.

The historical data trend for First Hawaiian's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Hawaiian Net Loan Chart

First Hawaiian Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12,573.88 13,651.57 13,819.10 13,813.22 13,706.28

First Hawaiian Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13,759.45 13,522.65 13,706.28 13,830.50 13,961.25
FHB
81GF Score
First Hawaiian Inc FHB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Hawaiian Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $13,961.3 Mil mean?
First Hawaiian (FHB) has a Net Loan of $13,961.3 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on First Hawaiian and its competitors.
Is First Hawaiian's Net Loan too high?
First Hawaiian's current Net Loan is $13,961.3 Mil. Overall, First Hawaiian has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Hawaiian's Net Loan compare to PRK and BKU?
First Hawaiian's Net Loan of $13,961.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on First Hawaiian and its competitors. First Hawaiian's current Net Loan is $13,961.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Hawaiian stock overvalued right now?
Based on GuruFocus' analysis, First Hawaiian (FHB) is currently considered Fairly Valued. The stock's GF Value™ is $27.86, compared to a current price of $27.72 — trading 0.5% below its estimated fair value. The current Net Loan is $13,961.3 Mil. First Hawaiian's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For First Hawaiian (FHB), the current Net Loan is $13,961.3 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Hawaiian (FHB) Overvalued in 2026?

Based on GuruFocus' analysis, First Hawaiian stock appears to be undervalued. The current stock price of $27.72 is trading 0.5% below its estimated GF Value™ of $27.86. GuruFocus considers First Hawaiian to be Fairly Valued.

Key valuation signals for FHB:

  • Net Loan: $13,961.3 Mil
  • GF Value™: $27.86 vs. price of $27.72 (0.5% below fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the FHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Hawaiian Business Description

Other Exchanges 1HI:Germany
Address 999 Bishop Street, 29th Floor, Honolulu, HI, USA, 96813
First Hawaiian Inc is a bank holding company. It provides a diversified range of banking services to consumer and commercial customers, including deposit products, lending services, and wealth management and trust services. The company offers a variety of deposit products to its customers, including checking and savings accounts and other types of deposit accounts. It provides commercial and industrial lending, including auto dealer flooring, commercial real estate, and construction lending. It also offers comprehensive consumer lending services focused on residential real estate lending, indirect auto financing, and other consumer loans. The company's segments are Retail Banking, Commercial Banking, and Treasury, and others of which key revenue is derived from Retail Banking.
81GF Score

Get the complete analysis for FHB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.72
Price
$27.86
GF Value