FHB (First Hawaiian) Retained Earnings: $1,156.0 Mil (As of Jun. 2026)

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FHB First Hawaiian Inc FHB
81 GF Score
Price $27.63
GF Value $27.86
Valuation Fairly Valued
! 3 Warning Signs
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What is First Hawaiian Retained Earnings?

First Hawaiian FHB -0.50% 81 Retained Earnings is $1,156.0 Mil as of Jun. 2026. GuruFocus rates FHB with a GF Score™ of 81/100 and a GF Value™ of $27.86 (Fairly Valued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. First Hawaiian's retained earnings for the quarter that ended in Jun. 2026 was $1,156.0 Mil.

First Hawaiian's quarterly retained earnings increased from Dec. 2025 ($1,078.9 Mil) to Mar. 2026 ($1,114.8 Mil) and increased from Mar. 2026 ($1,114.8 Mil) to Jun. 2026 ($1,156.0 Mil).

First Hawaiian's annual retained earnings increased from Dec. 2023 ($837.9 Mil) to Dec. 2024 ($934.0 Mil) and increased from Dec. 2024 ($934.0 Mil) to Dec. 2025 ($1,078.9 Mil).


First Hawaiian  (NAS:FHB) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


First Hawaiian Retained Earnings Historical Data

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The historical data trend for First Hawaiian's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Hawaiian Retained Earnings Chart

First Hawaiian Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 604.53 736.54 837.86 934.05 1,078.89

First Hawaiian Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,001.00 1,041.57 1,078.89 1,114.76 1,156.03
FHB
81GF Score
First Hawaiian Inc FHB
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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First Hawaiian Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $1,156.0 Mil mean?
First Hawaiian (FHB) has a Retained Earnings of $1,156.0 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on First Hawaiian and its competitors.
Is First Hawaiian's Retained Earnings too high?
First Hawaiian's current Retained Earnings is $1,156.0 Mil. Overall, First Hawaiian has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Hawaiian's Retained Earnings compare to PRK and BKU?
First Hawaiian's Retained Earnings of $1,156.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on First Hawaiian and its competitors. First Hawaiian's current Retained Earnings is $1,156.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Hawaiian stock overvalued right now?
Based on GuruFocus' analysis, First Hawaiian (FHB) is currently considered Fairly Valued. The stock's GF Value™ is $27.86, compared to a current price of $27.63 — trading 0.8% below its estimated fair value. The current Retained Earnings is $1,156.0 Mil. First Hawaiian's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For First Hawaiian (FHB), the current Retained Earnings is $1,156.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Hawaiian (FHB) Overvalued in 2026?

Based on GuruFocus' analysis, First Hawaiian stock appears to be undervalued. The current stock price of $27.63 is trading 0.8% below its estimated GF Value™ of $27.86. GuruFocus considers First Hawaiian to be Fairly Valued.

Key valuation signals for FHB:

  • Retained Earnings: $1,156.0 Mil
  • GF Value™: $27.86 vs. price of $27.63 (0.8% below fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the FHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Hawaiian Business Description

Other Exchanges 1HI:Germany
Address 999 Bishop Street, 29th Floor, Honolulu, HI, USA, 96813
First Hawaiian Inc is a bank holding company. It provides a diversified range of banking services to consumer and commercial customers, including deposit products, lending services, and wealth management and trust services. The company offers a variety of deposit products to its customers, including checking and savings accounts and other types of deposit accounts. It provides commercial and industrial lending, including auto dealer flooring, commercial real estate, and construction lending. It also offers comprehensive consumer lending services focused on residential real estate lending, indirect auto financing, and other consumer loans. The company's segments are Retail Banking, Commercial Banking, and Treasury, and others of which key revenue is derived from Retail Banking.
81GF Score

Get the complete analysis for FHB

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.63
Price
$27.86
GF Value