Ameris Bancorp (FRA:AXU) Net Loan: €19,357 Mil (As of Jun. 2026)

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FRA:AXU Ameris Bancorp FRA:AXU
60 GF Score
Price €71.50
GF Value €61.95
! 7 Warning Signs
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What is Ameris Bancorp Net Loan?

Ameris Bancorp FRA:AXU +2.14% 60 Net Loan is €19,357 Mil as of Jun. 2026. GuruFocus rates FRA:AXU with a GF Score™ of 60/100 and a GF Value™ of €61.95. The stock has 7 warning signs investors should review.

Ameris Bancorp's quarterly net loan increased from Dec. 2025 (€18,607 Mil) to Mar. 2026 (€19,004 Mil) and increased from Mar. 2026 (€19,004 Mil) to Jun. 2026 (€19,357 Mil).

Ameris Bancorp's annual net loan increased from Dec. 2023 (€18,563 Mil) to Dec. 2024 (€19,004 Mil) but then declined from Dec. 2024 (€19,004 Mil) to Dec. 2025 (€19,357 Mil).

Ameris Bancorp Net Loan Historical Data

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The historical data trend for Ameris Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ameris Bancorp Net Loan Chart

Ameris Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15,010.76 18,919.32 18,563.32 19,988.55 18,607.41

Ameris Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18,418.57 18,332.67 18,607.41 19,003.99 19,356.90
FRA:AXU
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Ameris Bancorp FRA:AXU
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Ameris Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €19,357 Mil mean?
Ameris Bancorp (FRA:AXU) has a Net Loan of €19,357 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Ameris Bancorp and its competitors.
Is Ameris Bancorp's Net Loan too high?
Ameris Bancorp's current Net Loan is €19,357 Mil. Overall, Ameris Bancorp has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Ameris Bancorp's Net Loan compare to AUB and ASB?
Ameris Bancorp's Net Loan of €19,357 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Ameris Bancorp and its competitors. Ameris Bancorp's current Net Loan is €19,357 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameris Bancorp stock overvalued right now?
Ameris Bancorp (FRA:AXU) has a current Net Loan of €19,357 Mil. The stock's GF Value™ is €61.95, compared to a current price of €71.50 — trading 15.4% above its estimated fair value. The current Net Loan is €19,357 Mil. Ameris Bancorp's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Ameris Bancorp (FRA:AXU), the current Net Loan is €19,357 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ameris Bancorp (FRA:AXU) Overvalued in 2026?

Based on GuruFocus' analysis, Ameris Bancorp stock appears to be overvalued. The current stock price of €71.50 is trading 15.4% above its estimated GF Value™ of €61.95.

Key valuation signals for FRA:AXU:

  • Net Loan: €19,357 Mil
  • GF Value™: €61.95 vs. price of €71.50 (15.4% above fair value)
  • GF Score™: 60/100 with 7 warning signs

No single metric tells the full story. See the FRA:AXU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ameris Bancorp Business Description

Other Exchanges ABCB:USA
Address 3490 Piedmont Road North East, Suite 1550, Atlanta, GA, USA, 30305
Ameris Bancorp is a bank holding company that operates through Ameris Bank, its subsidiary. The company operates branches in Georgia, Alabama, Florida, and South Carolina. It offers traditional banking services such as business banking, personal banking, checking, savings, mobile banking, and others. The bank is organized into four segments: the Banking Division, the Retail Mortgage Division, the Warehouse Lending Division and the Premium Finance Division. The company generates majority of its revenue from the banking division. The company intends to acquire banks in its geographic region to increase its market share and expand beyond its current market.
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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€71.50
Price
€61.95
GF Value