GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Ameris Bancorp (FRA:AXU) » Definitions » Cyclically Adjusted FCF per Share

Ameris Bancorp (FRA:AXU) Cyclically Adjusted FCF per Share : €1.33 (As of Mar. 2025)


View and export this data going back to 2020. Start your Free Trial

What is Ameris Bancorp Cyclically Adjusted FCF per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Ameris Bancorp's adjusted free cash flow per share for the three months ended in Mar. 2025 was €1.530. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €1.33 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Ameris Bancorp's average Cyclically Adjusted FCF Growth Rate was 45.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Ameris Bancorp was 5.80% per year. The lowest was -59.60% per year. And the median was -3.10% per year.

As of today (2025-05-25), Ameris Bancorp's current stock price is €54.00. Ameris Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was €1.33. Ameris Bancorp's Cyclically Adjusted Price-to-FCF of today is 40.60.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Ameris Bancorp was 995.00. The lowest was 23.54. And the median was 62.33.


Ameris Bancorp Cyclically Adjusted FCF per Share Historical Data

The historical data trend for Ameris Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ameris Bancorp Cyclically Adjusted FCF per Share Chart

Ameris Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.76 -1.11 0.26 0.90 1.22

Ameris Bancorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.89 0.89 1.14 1.22 1.33

Competitive Comparison of Ameris Bancorp's Cyclically Adjusted FCF per Share

For the Banks - Regional subindustry, Ameris Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ameris Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Ameris Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Ameris Bancorp's Cyclically Adjusted Price-to-FCF falls into.


;
;

Ameris Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Ameris Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=1.53/134.9266*134.9266
=1.530

Current CPI (Mar. 2025) = 134.9266.

Ameris Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 -0.908 100.684 -1.217
201509 -0.142 100.392 -0.191
201512 -0.246 99.792 -0.333
201603 0.287 100.470 0.385
201606 -0.848 101.688 -1.125
201609 -1.205 101.861 -1.596
201612 -0.274 101.863 -0.363
201703 0.312 102.862 0.409
201706 -1.964 103.349 -2.564
201709 -0.626 104.136 -0.811
201712 0.729 104.011 0.946
201803 1.004 105.290 1.287
201806 -2.283 106.317 -2.897
201809 -0.761 106.507 -0.964
201812 -0.332 105.998 -0.423
201903 1.084 107.251 1.364
201906 -0.633 108.070 -0.790
201909 -8.056 108.329 -10.034
201912 -4.623 108.420 -5.753
202003 3.873 108.902 4.799
202006 -4.267 108.767 -5.293
202009 4.906 109.815 6.028
202012 4.910 109.897 6.028
202103 -5.762 111.754 -6.957
202106 4.388 114.631 5.165
202109 -2.073 115.734 -2.417
202112 3.341 117.630 3.832
202203 4.652 121.301 5.175
202206 4.760 125.017 5.137
202209 5.038 125.227 5.428
202212 -0.035 125.222 -0.038
202303 1.731 127.348 1.834
202306 1.174 128.729 1.231
202309 1.740 129.860 1.808
202312 2.750 129.419 2.867
202403 0.202 131.776 0.207
202406 -1.351 132.554 -1.375
202409 1.301 133.029 1.320
202412 1.742 133.157 1.765
202503 1.530 134.927 1.530

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.


Ameris Bancorp  (FRA:AXU) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Ameris Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=54.00/1.33
=40.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Ameris Bancorp was 995.00. The lowest was 23.54. And the median was 62.33.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Ameris Bancorp Cyclically Adjusted FCF per Share Related Terms

Thank you for viewing the detailed overview of Ameris Bancorp's Cyclically Adjusted FCF per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Ameris Bancorp Business Description

Industry
Traded in Other Exchanges
Address
3490 Piedmont Road N.E., Suite 1550, Atlanta, GA, USA, 30305
Ameris Bancorp is a bank holding company that operates through Ameris Bank, its subsidiary. The company operates branches in Georgia, Alabama, Florida, and South Carolina. It offers traditional banking services such as business banking, personal banking, checking, savings, mobile banking, and others. The bank is organized into four segments: the Banking Division, the Retail Mortgage Division, the Warehouse Lending Division and the Premium Finance Division. The company generates majority of its revenue from the banking division. Ameris intends to acquire banks in its geographic region to increase its market share and expand beyond its current market.