Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-09-04), Ameris Bancorp's 12-1 Month Momentum % is 18.55%.
The industry rank for Ameris Bancorp's 12-1 Month Momentum % or its related term are showing as below:
FRA:AXU's 12-1 Month Momentum % is ranked better than 52.42% of 1591
companies
in the Banks industry
Industry Median: 18.91
vs FRA:AXU: 18.55
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Ameris Bancorp 12-1 Month Momentum % Related Terms
FRA:AXU vs AUB, ASB, FLG: 12-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Ameris Bancorp's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ameris Bancorp 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Ameris Bancorp's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Ameris Bancorp's 12-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ameris Bancorp (FRA:AXU) has a 12-1 Month Momentum % of 18.55% as of Sep. 04, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Ameris Bancorp and its competitors. According to the industry distribution chart, Ameris Bancorp ranks #757 out of 1591 companies in the Banks industry, placing it in the top 47.6%.
Is Ameris Bancorp's 12-1 Month Momentum % too high?
Ameris Bancorp's current 12-1 Month Momentum % is 18.55%. The Banks industry median 12-1 Month Momentum % is 18.91. Ameris Bancorp's value of 18.55% is 1.9% below this industry median. Based on the distribution chart, Ameris Bancorp ranks #757 out of 1591 companies in the Banks industry, which is above the industry midpoint. Overall, Ameris Bancorp has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Ameris Bancorp's 12-1 Month Momentum % compare to AUB and ASB?
According to the Banks industry distribution chart, Ameris Bancorp ranks #757 out of 1591 companies for 12-1 Month Momentum %. This puts Ameris Bancorp in the upper half of its industry. The industry median 12-1 Month Momentum % is 18.91. Ameris Bancorp's value of 18.55% is 1.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 18.91, based on 1,591 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ameris Bancorp's current 12-1 Month Momentum % of 18.55% is 1.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Ameris Bancorp and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 18.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ameris Bancorp's current 12-1 Month Momentum % is 18.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameris Bancorp stock overvalued right now?
Ameris Bancorp (FRA:AXU) has a current 12-1 Month Momentum % of 18.55%. The stock's GF Value™ is €61.95, compared to a current price of €71.50 — trading 15.4% above its estimated fair value. The current 12-1 Month Momentum % is 18.55% and 1.9% below the Banks industry median of 18.91. Ameris Bancorp's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Ameris Bancorp (FRA:AXU), the current 12-1 Month Momentum % is 18.55% as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ameris Bancorp (FRA:AXU) Overvalued in 2026?
Based on GuruFocus' analysis, Ameris Bancorp stock appears to be overvalued.
The current stock price of €71.50 is trading 15.4% above its estimated GF Value™ of €61.95.
Key valuation signals for FRA:AXU:
12-1 Month Momentum %: 18.55%
GF Value™: €61.95 vs. price of €71.50 (15.4% above fair value)
Industry Position: 1.9% below the Banks median (#757 of 1591)
No single metric tells the full story. See the FRA:AXU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ameris Bancorp is a bank holding company that operates through Ameris Bank, its subsidiary. The company operates branches in Georgia, Alabama, Florida, and South Carolina. It offers traditional banking services such as business banking, personal banking, checking, savings, mobile banking, and others. The bank is organized into four segments: the Banking Division, the Retail Mortgage Division, the Warehouse Lending Division and the Premium Finance Division. The company generates majority of its revenue from the banking division. The company intends to acquire banks in its geographic region to increase its market share and expand beyond its current market.
60GF Score
Get the complete analysis for FRA:AXU
12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:AXU has been successfully added to your 
