Oberbank AG (FRA:OBK) Net Loan: €22,547.1 Mil (As of Mar. 2026)

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FRA:OBK Oberbank AG FRA:OBK
63 GF Score
Price €82.00
GF Value €77.04
Valuation Fairly Valued
! 8 Warning Signs
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What is Oberbank AG Net Loan?

Oberbank AG FRA:OBK 63 Net Loan is €22,547.1 Mil as of Mar. 2026. GuruFocus rates FRA:OBK with a GF Score™ of 63/100 and a GF Value™ of €77.04 (Fairly Valued). The stock has 8 warning signs investors should review.

Oberbank AG's quarterly net loan declined from Sep. 2025 (€22,114.3 Mil) to Dec. 2025 (€21,960.9 Mil) but then increased from Dec. 2025 (€21,960.9 Mil) to Mar. 2026 (€22,547.1 Mil).

Oberbank AG's annual net loan increased from Dec. 2023 (€20,891.8 Mil) to Dec. 2024 (€21,960.9 Mil) and increased from Dec. 2024 (€21,960.9 Mil) to Dec. 2025 (€22,547.1 Mil).

Oberbank AG Net Loan Historical Data

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The historical data trend for Oberbank AG's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oberbank AG Net Loan Chart

Oberbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19,301.49 20,250.12 20,891.83 21,126.43 21,960.92

Oberbank AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21,407.76 21,824.56 22,114.26 21,960.92 22,547.14
FRA:OBK
63GF Score
Oberbank AG FRA:OBK
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Oberbank AG Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €22,547.1 Mil mean?
Oberbank AG (FRA:OBK) has a Net Loan of €22,547.1 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Oberbank AG and its competitors.
Is Oberbank AG's Net Loan too high?
Oberbank AG's current Net Loan is €22,547.1 Mil. Overall, Oberbank AG has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oberbank AG's Net Loan compare to PNC and USB?
Oberbank AG's Net Loan of €22,547.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Oberbank AG and its competitors. Oberbank AG's current Net Loan is €22,547.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oberbank AG stock overvalued right now?
Based on GuruFocus' analysis, Oberbank AG (FRA:OBK) is currently considered Fairly Valued. The stock's GF Value™ is €77.04, compared to a current price of €82.00 — trading 6.4% above its estimated fair value. The current Net Loan is €22,547.1 Mil. Oberbank AG's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Oberbank AG (FRA:OBK), the current Net Loan is €22,547.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oberbank AG (FRA:OBK) Overvalued in 2026?

Based on GuruFocus' analysis, Oberbank AG stock appears to be overvalued. The current stock price of €82.00 is trading 6.4% above its estimated GF Value™ of €77.04. GuruFocus considers Oberbank AG to be Fairly Valued.

Key valuation signals for FRA:OBK:

  • Net Loan: €22,547.1 Mil
  • GF Value™: €77.04 vs. price of €82.00 (6.4% above fair value)
  • GF Score™: 63/100 with 8 warning signs

No single metric tells the full story. See the FRA:OBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oberbank AG Business Description

Other Exchanges 0C6Y:UKOBS:Austria
Address Untere Donaulande 28, Linz, AUT, 4020
Oberbank AG provides various banking products and services. The company's operating segments include Corporate and Business Banking, Personal Banking, Financial Markets, and Others. The firm offers services such as corporate and business loans, investment finance, structured finance, export finance, syndicated loans international lending, and payment services. It also offers deposit banking, personal accounts and personal loans, asset management, brokerage, private banking, building and loan association saving, insurance services, as well as card products. The majority of its revenue is derived from Corporate and Business Banking.
63GF Score

Get the complete analysis for FRA:OBK

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€82.00
Price
€77.04
GF Value