Oberbank AGFRA:OBK +3.02%60 Pretax Margin % is 52.52% as of Mar. 2026, which is 10% above its 10-year median of 47.96. GuruFocus rates FRA:OBK with a GF Score™ of 60/100 and a GF Value™ of €76.30 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,528 Banks companies, Oberbank AG ranks better than 85.34% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Oberbank AG's Pre-Tax Income for the
three
months ended in Mar. 2026 was €118.8 Mil. Oberbank AG's Revenue for the
three
months ended in Mar. 2026 was €226.3 Mil. Therefore, Oberbank AG's pretax margin for the quarter that ended in Mar. 2026 was 52.52%.
The historical rank and industry rank for Oberbank AG's Pretax Margin % or its related term are showing as below:
FRA:OBK'
s Pretax Margin % Range Over the Past 10 Years
Min: 29.78 Med: 47.96 Max: 56.64
Current: 52.51
FRA:OBK's Pretax Margin % is ranked better than 85.34% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs FRA:OBK: 52.51
Oberbank AG (FRA:OBK) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Oberbank AG Pretax Margin % Related Terms
Oberbank AG Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Oberbank AG's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Oberbank AG's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oberbank AG Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Oberbank AG's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Oberbank AG's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oberbank AG (FRA:OBK) has a Pretax Margin % of 52.52% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Oberbank AG and its competitors. This is 10% above median its historical median of 47.96. Over the past decade, Oberbank AG's Pretax Margin % has ranged from 29.78 to 56.64. According to the industry distribution chart, Oberbank AG ranks #224 out of 1528 companies in the Banks industry, placing it in the top 14.7%.
Is Oberbank AG's Pretax Margin % too high?
Oberbank AG's current Pretax Margin % of 52.52% is 10% above median its 10-year median of 47.96. Over the past 10 years, this metric has ranged from a low of 29.78 to a high of 56.64. The Banks industry median Pretax Margin % is 34.72. Oberbank AG's value of 52.52% is 51.3% above this industry median. Based on the distribution chart, Oberbank AG ranks #224 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Oberbank AG has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oberbank AG's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Oberbank AG ranks #224 out of 1528 companies for Pretax Margin %. This places Oberbank AG in the top 15% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. Oberbank AG's value of 52.52% is 51.3% above this benchmark. Historically, Oberbank AG's own Pretax Margin % has ranged from 29.78 to 56.64 over the past decade. While the company's 10-year median is 47.96 vs. the industry median of 34.72, Oberbank AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oberbank AG's current Pretax Margin % of 52.52% is 51.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Oberbank AG and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oberbank AG's current Pretax Margin % is 52.52%, which is 10% above median its own 10-year median of 47.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oberbank AG stock overvalued right now?
Based on GuruFocus' analysis, Oberbank AG (FRA:OBK) is currently considered Fairly Valued. The stock's GF Value™ is €76.30, compared to a current price of €82.00 — trading 7.5% above its estimated fair value. The current Pretax Margin % is 52.52%, which is 10% above median its 10-year median of 47.96 and 51.3% above the Banks industry median of 34.72. Oberbank AG's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Oberbank AG (FRA:OBK), the current Pretax Margin % is 52.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oberbank AG (FRA:OBK) Overvalued in 2026?
Based on GuruFocus' analysis, Oberbank AG stock appears to be overvalued.
The current stock price of €82.00 is trading 7.5% above its estimated GF Value™ of €76.30.
GuruFocus considers Oberbank AG to be Fairly Valued.
Key valuation signals for FRA:OBK:
Pretax Margin %: 52.52% (10% above median its 10-year median of 47.96)
GF Value™: €76.30 vs. price of €82.00 (7.5% above fair value)
Industry Position: 51.3% above the Banks median (#224 of 1528)
No single metric tells the full story. See the FRA:OBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oberbank AG provides various banking products and services. The company's operating segments include Corporate and Business Banking, Personal Banking, Financial Markets, and Others. The firm offers services such as corporate and business loans, investment finance, structured finance, export finance, syndicated loans international lending, and payment services. It also offers deposit banking, personal accounts and personal loans, asset management, brokerage, private banking, building and loan association saving, insurance services, as well as card products. The majority of its revenue is derived from Corporate and Business Banking.
60GF Score
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