PT Krom Bank Indonesia Tbk (ISX:BBSI) Net Loan: Rp10,359,347 Mil (As of Jun. 2026)

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ISX:BBSI PT Krom Bank Indonesia Tbk ISX:BBSI
70 GF Score
Price Rp4,520.00
GF Value Rp13,607.95
Valuation Significantly Undervalued
! 2 Warning Signs
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What is PT Krom Bank Indonesia Tbk Net Loan?

PT Krom Bank Indonesia Tbk ISX:BBSI -1.31% 70 Net Loan is Rp10,359,347 Mil as of Jun. 2026. GuruFocus rates ISX:BBSI with a GF Score™ of 70/100 and a GF Value™ of Rp13,607.95 (Significantly Undervalued). The stock has 2 warning signs investors should review.

PT Krom Bank Indonesia Tbk's quarterly net loan increased from Dec. 2025 (Rp7,928,751 Mil) to Mar. 2026 (Rp9,287,567 Mil) and increased from Mar. 2026 (Rp9,287,567 Mil) to Jun. 2026 (Rp10,359,347 Mil).

PT Krom Bank Indonesia Tbk's annual net loan increased from Dec. 2023 (Rp1,714,207 Mil) to Dec. 2024 (Rp9,287,567 Mil) and increased from Dec. 2024 (Rp9,287,567 Mil) to Dec. 2025 (Rp10,359,347 Mil).

PT Krom Bank Indonesia Tbk Net Loan Historical Data

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The historical data trend for PT Krom Bank Indonesia Tbk's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Krom Bank Indonesia Tbk Net Loan Chart

PT Krom Bank Indonesia Tbk Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 930,016.38 1,023,911.91 1,714,207.03 4,183,075.18 7,928,751.03

PT Krom Bank Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,094,336.84 7,354,290.46 7,928,751.03 9,287,566.81 10,359,346.66
ISX:BBSI
70GF Score
PT Krom Bank Indonesia Tbk ISX:BBSI
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Krom Bank Indonesia Tbk Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of Rp10,359,347 Mil mean?
PT Krom Bank Indonesia Tbk (ISX:BBSI) has a Net Loan of Rp10,359,347 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on PT Krom Bank Indonesia Tbk and its competitors.
Is PT Krom Bank Indonesia Tbk's Net Loan too high?
PT Krom Bank Indonesia Tbk's current Net Loan is Rp10,359,347 Mil. Overall, PT Krom Bank Indonesia Tbk has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Krom Bank Indonesia Tbk's Net Loan compare to competitors?
PT Krom Bank Indonesia Tbk's Net Loan of Rp10,359,347 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on PT Krom Bank Indonesia Tbk and its competitors. PT Krom Bank Indonesia Tbk's current Net Loan is Rp10,359,347 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Krom Bank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Krom Bank Indonesia Tbk (ISX:BBSI) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp13,607.95, compared to a current price of Rp4,520.00 — trading 66.8% below its estimated fair value. The current Net Loan is Rp10,359,347 Mil. PT Krom Bank Indonesia Tbk's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For PT Krom Bank Indonesia Tbk (ISX:BBSI), the current Net Loan is Rp10,359,347 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Krom Bank Indonesia Tbk (ISX:BBSI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Krom Bank Indonesia Tbk stock appears to be undervalued. The current stock price of Rp4,520.00 is trading 66.8% below its estimated GF Value™ of Rp13,607.95. GuruFocus considers PT Krom Bank Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BBSI:

  • Net Loan: Rp10,359,347 Mil
  • GF Value™: Rp13,607.95 vs. price of Rp4,520.00 (66.8% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the ISX:BBSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Krom Bank Indonesia Tbk Business Description

Address Jl. Gatot Subroto No. Kav. 50-52, Dipo Tower Building, Lantai 9, Petamburan, Tanah Abang District, Jakarta, IDN, 10260
PT Krom Bank Indonesia Tbk operates as a bank in Indonesia. Its activities is to conduct business as a non-foreign exchange private commercial bank. It offers products and services to customers, ranging from savings, Time deposit, Chrome credit, and funding products to various other banking services. The bank has two business segments based on location Bandung and Jakarta.
70GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp4,520.00
Price
Rp13,607.95
GF Value