PT Krom Bank Indonesia Tbk (ISX:BBSI) Retained Earnings: Rp788,943 Mil (As of Jun. 2026)

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ISX:BBSI PT Krom Bank Indonesia Tbk ISX:BBSI
59 GF Score
Price Rp4,680.00
GF Value Rp13,512.18
Valuation Significantly Undervalued
! 2 Warning Signs
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What is PT Krom Bank Indonesia Tbk Retained Earnings?

PT Krom Bank Indonesia Tbk ISX:BBSI 59 Retained Earnings is Rp788,943 Mil as of Jun. 2026. GuruFocus rates ISX:BBSI with a GF Score™ of 59/100 and a GF Value™ of Rp13,512.18 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. PT Krom Bank Indonesia Tbk's retained earnings for the quarter that ended in Jun. 2026 was Rp788,943 Mil.

PT Krom Bank Indonesia Tbk's quarterly retained earnings increased from Dec. 2025 (Rp667,935 Mil) to Mar. 2026 (Rp738,102 Mil) and increased from Mar. 2026 (Rp738,102 Mil) to Jun. 2026 (Rp788,943 Mil).

PT Krom Bank Indonesia Tbk's annual retained earnings increased from Dec. 2023 (Rp387,931 Mil) to Dec. 2024 (Rp524,650 Mil) and increased from Dec. 2024 (Rp524,650 Mil) to Dec. 2025 (Rp667,935 Mil).


PT Krom Bank Indonesia Tbk  (ISX:BBSI) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


PT Krom Bank Indonesia Tbk Retained Earnings Historical Data

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The historical data trend for PT Krom Bank Indonesia Tbk's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Krom Bank Indonesia Tbk Retained Earnings Chart

PT Krom Bank Indonesia Tbk Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial 193,512.18 262,710.15 387,930.90 524,650.31 667,935.09

PT Krom Bank Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 597,844.35 650,735.20 667,935.09 738,102.49 788,943.12
ISX:BBSI
59GF Score
PT Krom Bank Indonesia Tbk ISX:BBSI
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Krom Bank Indonesia Tbk Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of Rp788,943 Mil mean?
PT Krom Bank Indonesia Tbk (ISX:BBSI) has a Retained Earnings of Rp788,943 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Krom Bank Indonesia Tbk and its competitors.
Is PT Krom Bank Indonesia Tbk's Retained Earnings too high?
PT Krom Bank Indonesia Tbk's current Retained Earnings is Rp788,943 Mil. Overall, PT Krom Bank Indonesia Tbk has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Krom Bank Indonesia Tbk's Retained Earnings compare to competitors?
PT Krom Bank Indonesia Tbk's Retained Earnings of Rp788,943 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Krom Bank Indonesia Tbk and its competitors. PT Krom Bank Indonesia Tbk's current Retained Earnings is Rp788,943 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Krom Bank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Krom Bank Indonesia Tbk (ISX:BBSI) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp13,512.18, compared to a current price of Rp4,680.00 — trading 65.4% below its estimated fair value. The current Retained Earnings is Rp788,943 Mil. PT Krom Bank Indonesia Tbk's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For PT Krom Bank Indonesia Tbk (ISX:BBSI), the current Retained Earnings is Rp788,943 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Krom Bank Indonesia Tbk (ISX:BBSI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Krom Bank Indonesia Tbk stock appears to be undervalued. The current stock price of Rp4,680.00 is trading 65.4% below its estimated GF Value™ of Rp13,512.18. GuruFocus considers PT Krom Bank Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BBSI:

  • Retained Earnings: Rp788,943 Mil
  • GF Value™: Rp13,512.18 vs. price of Rp4,680.00 (65.4% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the ISX:BBSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Krom Bank Indonesia Tbk Business Description

Address Jl. Gatot Subroto No. Kav. 50-52, Dipo Tower Building, Lantai 9, Petamburan, Tanah Abang District, Jakarta, IDN, 10260
PT Krom Bank Indonesia Tbk operates as a bank in Indonesia. Its activities is to conduct business as a non-foreign exchange private commercial bank. It offers products and services to customers, ranging from savings, Time deposit, Chrome credit, and funding products to various other banking services. The bank has two business segments based on location Bandung and Jakarta.
59GF Score

Get the complete analysis for ISX:BBSI

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp4,680.00
Price
Rp13,512.18
GF Value