PT Bank Ganesha Tbk (ISX:BGTG) Net Loan: Rp5,807,076 Mil (As of Jun. 2026)

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ISX:BGTG PT Bank Ganesha Tbk ISX:BGTG
56 GF Score
Price Rp124.00
GF Value Rp72.91
Valuation Significantly Overvalued
! 3 Warning Signs
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What is PT Bank Ganesha Tbk Net Loan?

PT Bank Ganesha Tbk ISX:BGTG +0.81% 56 Net Loan is Rp5,807,076 Mil as of Jun. 2026. GuruFocus rates ISX:BGTG with a GF Score™ of 56/100 and a GF Value™ of Rp72.91 (Significantly Overvalued). The stock has 3 warning signs investors should review.

PT Bank Ganesha Tbk's quarterly net loan declined from Dec. 2025 (Rp5,617,697 Mil) to Mar. 2026 (Rp5,215,163 Mil) but then increased from Mar. 2026 (Rp5,215,163 Mil) to Jun. 2026 (Rp5,807,076 Mil).

PT Bank Ganesha Tbk's annual net loan increased from Dec. 2023 (Rp4,137,955 Mil) to Dec. 2024 (Rp5,215,163 Mil) and increased from Dec. 2024 (Rp5,215,163 Mil) to Dec. 2025 (Rp5,807,076 Mil).

PT Bank Ganesha Tbk Net Loan Historical Data

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The historical data trend for PT Bank Ganesha Tbk's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Ganesha Tbk Net Loan Chart

PT Bank Ganesha Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,415,800.00 2,850,562.00 4,137,955.00 4,780,131.00 5,617,697.00

PT Bank Ganesha Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,469,638.00 4,695,881.00 5,617,697.00 5,215,163.00 5,807,076.00
ISX:BGTG
56GF Score
PT Bank Ganesha Tbk ISX:BGTG
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Ganesha Tbk Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of Rp5,807,076 Mil mean?
PT Bank Ganesha Tbk (ISX:BGTG) has a Net Loan of Rp5,807,076 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Ganesha Tbk and its competitors.
Is PT Bank Ganesha Tbk's Net Loan too high?
PT Bank Ganesha Tbk's current Net Loan is Rp5,807,076 Mil. Overall, PT Bank Ganesha Tbk has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Ganesha Tbk's Net Loan compare to competitors?
PT Bank Ganesha Tbk's Net Loan of Rp5,807,076 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Ganesha Tbk and its competitors. PT Bank Ganesha Tbk's current Net Loan is Rp5,807,076 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Ganesha Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Ganesha Tbk (ISX:BGTG) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp72.91, compared to a current price of Rp124.00 — trading 70.1% above its estimated fair value. The current Net Loan is Rp5,807,076 Mil. PT Bank Ganesha Tbk's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For PT Bank Ganesha Tbk (ISX:BGTG), the current Net Loan is Rp5,807,076 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Ganesha Tbk (ISX:BGTG) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Ganesha Tbk stock appears to be overvalued. The current stock price of Rp124.00 is trading 70.1% above its estimated GF Value™ of Rp72.91. GuruFocus considers PT Bank Ganesha Tbk to be Significantly Overvalued.

Key valuation signals for ISX:BGTG:

  • Net Loan: Rp5,807,076 Mil
  • GF Value™: Rp72.91 vs. price of Rp124.00 (70.1% above fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the ISX:BGTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Ganesha Tbk Business Description

Address Jalan Hayam Wuruk No. 8, Wisma Hayam Wuruk, 1st & 2nd Floor, Central Jakarta, Jakarta, IDN, 10120
PT Bank Ganesha Tbk operates as a commercial bank. The bank's operational segment is divided based on products and services, consisting of Banking, Consumer, Treasury, and Other businesses. The majority of the revenue is derived from the Consumer segment. The bank offers time deposits, current accounts, and savings accounts, as well as extends loans to commercial, SME, and corporate segments. The bank also offers export and import payment transactions, foreign exchange, and other banking services. All operations of the bank are in the territory of Indonesia.
56GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp124.00
Price
Rp72.91
GF Value