PT Bank Ganesha Tbk (ISX:BGTG) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BGTG PT Bank Ganesha Tbk ISX:BGTG
60 GF Score
Price Rp111.00
GF Value Rp72.99
Valuation Significantly Overvalued
! 2 Warning Signs
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What is PT Bank Ganesha Tbk Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

PT Bank Ganesha Tbk Quality Rank Related Terms

ISX:BGTG
60GF Score
PT Bank Ganesha Tbk ISX:BGTG
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is PT Bank Ganesha Tbk (ISX:BGTG) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Ganesha Tbk stock appears to be overvalued. The current stock price of Rp111.00 is trading 52.1% above its estimated GF Value™ of Rp72.99. GuruFocus considers PT Bank Ganesha Tbk to be Significantly Overvalued.

Key valuation signals for ISX:BGTG:

  • Quality Rank:
  • GF Value™: Rp72.99 vs. price of Rp111.00 (52.1% above fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the ISX:BGTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Ganesha Tbk Business Description

Address Jalan Hayam Wuruk No. 8, Wisma Hayam Wuruk, 1st & 2nd Floor, Central Jakarta, Jakarta, IDN, 10120
PT Bank Ganesha Tbk operates as a commercial bank. The bank's operational segment is divided based on products and services, consisting of Banking, Consumer, Treasury, and Other businesses. The majority of the revenue is derived from the Consumer segment. The bank offers time deposits, current accounts, and savings accounts, as well as extends loans to commercial, SME, and corporate segments. The bank also offers export and import payment transactions, foreign exchange, and other banking services. All operations of the bank are in the territory of Indonesia.
60GF Score

Get the complete analysis for ISX:BGTG

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp111.00
Price
Rp72.99
GF Value