PT Bank Ganesha Tbk (ISX:BGTG) OCF Margin %: -227.82% (As of Jun. 2026)

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ISX:BGTG PT Bank Ganesha Tbk ISX:BGTG
60 GF Score
Price Rp114.00
GF Value Rp73.01
Valuation Significantly Overvalued
! 2 Warning Signs
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What is PT Bank Ganesha Tbk OCF Margin %?

PT Bank Ganesha Tbk ISX:BGTG +4.59% 60 OCF Margin % is -227.82% as of Jun. 2026. GuruFocus rates ISX:BGTG with a GF Score™ of 60/100 and a GF Value™ of Rp73.01 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,496 Banks companies, PT Bank Ganesha Tbk ranks better than 84.29% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. PT Bank Ganesha Tbk's Cash Flow from Operations for the three months ended in Jun. 2026 was Rp-285,542 Mil. PT Bank Ganesha Tbk's Revenue for the three months ended in Jun. 2026 was Rp125,335 Mil. Therefore, PT Bank Ganesha Tbk's OCF Margin % for the quarter that ended in Jun. 2026 was -227.82%.

As of today, PT Bank Ganesha Tbk's current OCF Yield % is 16.95%.

The historical rank and industry rank for PT Bank Ganesha Tbk's OCF Margin % or its related term are showing as below:

ISX:BGTG' s OCF Margin % Range Over the Past 10 Years
Min: -306.55   Med: 11.71   Max: 768.74
Current: 94.47


During the past 13 years, the highest OCF Margin % of PT Bank Ganesha Tbk was 768.74%. The lowest was -306.55%. And the median was 11.71%.

ISX:BGTG's OCF Margin % is ranked better than
84.29% of 1496 companies
in the Banks industry
Industry Median: 29.64 vs ISX:BGTG: 94.47


PT Bank Ganesha Tbk OCF Margin % Related Terms


PT Bank Ganesha Tbk OCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank Ganesha Tbk's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Ganesha Tbk OCF Margin % Chart

PT Bank Ganesha Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 768.74 -306.55 -216.87 199.04 -90.58

PT Bank Ganesha Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 214.06 -162.51 590.49 183.23 -227.82

PT Bank Ganesha Tbk OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Ganesha Tbk's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Ganesha Tbk OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Ganesha Tbk's OCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank Ganesha Tbk's OCF Margin % falls into.


ISX:BGTG
60GF Score
PT Bank Ganesha Tbk ISX:BGTG
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Ganesha Tbk OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

PT Bank Ganesha Tbk's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-462085/510164
=-90.58 %

PT Bank Ganesha Tbk's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-285542/125335
=-227.82 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -227.82% mean?
PT Bank Ganesha Tbk (ISX:BGTG) has a OCF Margin % of -227.82% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank Ganesha Tbk and its competitors. According to the industry distribution chart, PT Bank Ganesha Tbk ranks #235 out of 1496 companies in the Banks industry, placing it in the top 15.7%.
Is PT Bank Ganesha Tbk's OCF Margin % too high?
PT Bank Ganesha Tbk's current OCF Margin % is -227.82%. Based on the distribution chart, PT Bank Ganesha Tbk ranks #235 out of 1496 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Ganesha Tbk has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Ganesha Tbk's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Ganesha Tbk ranks #235 out of 1496 companies for OCF Margin %. This places PT Bank Ganesha Tbk in the top 16% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.64. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.64, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank Ganesha Tbk and its competitors. For the Banks industry, the median OCF Margin % is 29.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Ganesha Tbk's current OCF Margin % is -227.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Ganesha Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Ganesha Tbk (ISX:BGTG) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp73.01, compared to a current price of Rp114.00 — trading 56.1% above its estimated fair value. The current OCF Margin % is -227.82%. PT Bank Ganesha Tbk's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For PT Bank Ganesha Tbk (ISX:BGTG), the current OCF Margin % is -227.82% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Ganesha Tbk (ISX:BGTG) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Ganesha Tbk stock appears to be overvalued. The current stock price of Rp114.00 is trading 56.1% above its estimated GF Value™ of Rp73.01. GuruFocus considers PT Bank Ganesha Tbk to be Significantly Overvalued.

Key valuation signals for ISX:BGTG:

  • OCF Margin %: -227.82%
  • GF Value™: Rp73.01 vs. price of Rp114.00 (56.1% above fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the ISX:BGTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Ganesha Tbk Business Description

Address Jalan Hayam Wuruk No. 8, Wisma Hayam Wuruk, 1st & 2nd Floor, Central Jakarta, Jakarta, IDN, 10120
PT Bank Ganesha Tbk operates as a commercial bank. The bank's operational segment is divided based on products and services, consisting of Banking, Consumer, Treasury, and Other businesses. The majority of the revenue is derived from the Consumer segment. The bank offers time deposits, current accounts, and savings accounts, as well as extends loans to commercial, SME, and corporate segments. The bank also offers export and import payment transactions, foreign exchange, and other banking services. All operations of the bank are in the territory of Indonesia.
60GF Score

Get the complete analysis for ISX:BGTG

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp114.00
Price
Rp73.01
GF Value