Meezan Bank (KAR:MEBL) Net Loan: ₨1,497,450 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:MEBL Meezan Bank Ltd KAR:MEBL
72 GF Score
Price ₨587.90
GF Value ₨245.24
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Meezan Bank Net Loan?

Meezan Bank KAR:MEBL -0.55% 72 Net Loan is ₨1,497,450 Mil as of Mar. 2026. GuruFocus rates KAR:MEBL with a GF Score™ of 72/100 and a GF Value™ of ₨245.24 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Meezan Bank's quarterly net loan increased from Sep. 2025 (₨1,171,716 Mil) to Dec. 2025 (₨1,497,804 Mil) but then declined from Dec. 2025 (₨1,497,804 Mil) to Mar. 2026 (₨1,497,450 Mil).

Meezan Bank's annual net loan increased from Dec. 2023 (₨918,748 Mil) to Dec. 2024 (₨1,497,804 Mil) and increased from Dec. 2024 (₨1,497,804 Mil) to Dec. 2025 (₨1,497,450 Mil).

Meezan Bank Net Loan Historical Data

* Premium members only.

The historical data trend for Meezan Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Meezan Bank Net Loan Chart

Meezan Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 925,773.45 945,985.92 918,747.68 1,449,680.16 1,497,804.50

Meezan Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,436,789.28 1,214,205.09 1,171,715.73 1,497,804.50 1,497,450.36
KAR:MEBL
72GF Score
Meezan Bank Ltd KAR:MEBL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Meezan Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of ₨1,497,450 Mil mean?
Meezan Bank (KAR:MEBL) has a Net Loan of ₨1,497,450 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Meezan Bank and its competitors.
Is Meezan Bank's Net Loan too high?
Meezan Bank's current Net Loan is ₨1,497,450 Mil. Overall, Meezan Bank has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Meezan Bank's Net Loan compare to competitors?
Meezan Bank's Net Loan of ₨1,497,450 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Meezan Bank and its competitors. Meezan Bank's current Net Loan is ₨1,497,450 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Meezan Bank stock overvalued right now?
Based on GuruFocus' analysis, Meezan Bank (KAR:MEBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨245.24, compared to a current price of ₨587.90 — trading 139.7% above its estimated fair value. The current Net Loan is ₨1,497,450 Mil. Meezan Bank's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Meezan Bank (KAR:MEBL), the current Net Loan is ₨1,497,450 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Meezan Bank (KAR:MEBL) Overvalued in 2026?

Based on GuruFocus' analysis, Meezan Bank stock appears to be overvalued. The current stock price of ₨587.90 is trading 139.7% above its estimated GF Value™ of ₨245.24. GuruFocus considers Meezan Bank to be Significantly Overvalued.

Key valuation signals for KAR:MEBL:

  • Net Loan: ₨1,497,450 Mil
  • GF Value™: ₨245.24 vs. price of ₨587.90 (139.7% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the KAR:MEBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Meezan Bank Business Description

Address Meezan House C-25, Estate Avenue, SITE, Karachi, SD, PAK, 75730
Meezan Bank Ltd is an Islamic commercial bank registered in Pakistan. It is engaged in corporate, commercial, consumer, investment and retail banking activities. The group also provides credit facilities for import finance, export re-finance, long-term finance, documentary credit requirements and project financing needs of customers. In addition, it offers investment banking solutions, commercial banking as well as providing diverse financial solutions to small and medium enterprises. Its reportable segments are Corporate and Commercial Banking, Retail Banking, Trading and Sales, and Others. Geographically, the Bank operates only in Pakistan.
72GF Score

Get the complete analysis for KAR:MEBL

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨587.90
Price
₨245.24
GF Value