Meezan Bank (KAR:MEBL) Retained Earnings: ₨202,698 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:MEBL Meezan Bank Ltd KAR:MEBL
72 GF Score
Price ₨573.70
GF Value ₨244.42
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Meezan Bank Retained Earnings?

Meezan Bank KAR:MEBL +0.80% 72 Retained Earnings is ₨202,698 Mil as of Mar. 2026. GuruFocus rates KAR:MEBL with a GF Score™ of 72/100 and a GF Value™ of ₨244.42 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Meezan Bank's retained earnings for the quarter that ended in Mar. 2026 was ₨202,698 Mil.

Meezan Bank's quarterly retained earnings increased from Sep. 2025 (₨188,777 Mil) to Dec. 2025 (₨195,305 Mil) and increased from Dec. 2025 (₨195,305 Mil) to Mar. 2026 (₨202,698 Mil).

Meezan Bank's annual retained earnings increased from Dec. 2023 (₨122,528 Mil) to Dec. 2024 (₨163,601 Mil) and increased from Dec. 2024 (₨163,601 Mil) to Dec. 2025 (₨195,305 Mil).


Meezan Bank  (KAR:MEBL) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Meezan Bank Retained Earnings Historical Data

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The historical data trend for Meezan Bank's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Meezan Bank Retained Earnings Chart

Meezan Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45,494.66 72,485.60 122,528.06 163,601.40 195,304.92

Meezan Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 171,159.10 180,691.72 188,777.30 195,304.92 202,698.05
KAR:MEBL
72GF Score
Meezan Bank Ltd KAR:MEBL
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Meezan Bank Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₨202,698 Mil mean?
Meezan Bank (KAR:MEBL) has a Retained Earnings of ₨202,698 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Meezan Bank and its competitors.
Is Meezan Bank's Retained Earnings too high?
Meezan Bank's current Retained Earnings is ₨202,698 Mil. Overall, Meezan Bank has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Meezan Bank's Retained Earnings compare to competitors?
Meezan Bank's Retained Earnings of ₨202,698 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Meezan Bank and its competitors. Meezan Bank's current Retained Earnings is ₨202,698 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Meezan Bank stock overvalued right now?
Based on GuruFocus' analysis, Meezan Bank (KAR:MEBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨244.42, compared to a current price of ₨573.70 — trading 134.7% above its estimated fair value. The current Retained Earnings is ₨202,698 Mil. Meezan Bank's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Meezan Bank (KAR:MEBL), the current Retained Earnings is ₨202,698 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Meezan Bank (KAR:MEBL) Overvalued in 2026?

Based on GuruFocus' analysis, Meezan Bank stock appears to be overvalued. The current stock price of ₨573.70 is trading 134.7% above its estimated GF Value™ of ₨244.42. GuruFocus considers Meezan Bank to be Significantly Overvalued.

Key valuation signals for KAR:MEBL:

  • Retained Earnings: ₨202,698 Mil
  • GF Value™: ₨244.42 vs. price of ₨573.70 (134.7% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the KAR:MEBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Meezan Bank Business Description

Address Meezan House C-25, Estate Avenue, SITE, Karachi, SD, PAK, 75730
Meezan Bank Ltd is an Islamic commercial bank registered in Pakistan. It is engaged in corporate, commercial, consumer, investment and retail banking activities. The group also provides credit facilities for import finance, export re-finance, long-term finance, documentary credit requirements and project financing needs of customers. In addition, it offers investment banking solutions, commercial banking as well as providing diverse financial solutions to small and medium enterprises. Its reportable segments are Corporate and Commercial Banking, Retail Banking, Trading and Sales, and Others. Geographically, the Bank operates only in Pakistan.
72GF Score

Get the complete analysis for KAR:MEBL

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨573.70
Price
₨244.42
GF Value