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Meezan BankKAR:MEBL -3.38%80 Return-on-Tangible-Equity is 31.70% as of Mar. 2026, which is 7% below its 10-year median of 34.10. GuruFocus rates KAR:MEBL with a GF Score™ of 80/100 and a GF Value™ of ₨242.95 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,523 Banks companies, Meezan Bank ranks better than 97.18% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Meezan Bank's annualized net income for the quarter that ended in Mar. 2026 was ₨89,259 Mil. Meezan Bank's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₨281,565 Mil. Therefore, Meezan Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 31.70%.
The historical rank and industry rank for Meezan Bank's Return-on-Tangible-Equity or its related term are showing as below:
KAR:MEBL'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 16.06 Med: 34.1 Max: 56.55
Current: 33.56
During the past 13 years, Meezan Bank's highest Return-on-Tangible-Equity was 56.55%. The lowest was 16.06%. And the median was 34.10%.
KAR:MEBL's Return-on-Tangible-Equity is ranked better than 97.18% of 1523
companies
in the Banks industry
Industry Median: 11.2
vs KAR:MEBL: 33.56
Meezan Bank (KAR:MEBL) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Meezan Bank Return-on-Tangible-Equity Related Terms
Meezan Bank Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Meezan Bank's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Meezan Bank Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Meezan Bank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Meezan Bank Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Meezan Bank's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Meezan Bank's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 31.70% mean?
Meezan Bank (KAR:MEBL) has a Return-on-Tangible-Equity of 31.70% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Meezan Bank and its competitors. This is near median its historical median of 34.10. Over the past decade, Meezan Bank's Return-on-Tangible-Equity has ranged from 16.06 to 56.55. According to the industry distribution chart, Meezan Bank ranks #43 out of 1523 companies in the Banks industry, placing it in the top 2.8%.
Is Meezan Bank's Return-on-Tangible-Equity too high?
Meezan Bank's current Return-on-Tangible-Equity of 31.70% is near median its 10-year median of 34.10. Over the past 10 years, this metric has ranged from a low of 16.06 to a high of 56.55. The Banks industry median Return-on-Tangible-Equity is 11.20. Meezan Bank's value of 31.70% is 183% above this industry median. Based on the distribution chart, Meezan Bank ranks #43 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Meezan Bank has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Meezan Bank's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Meezan Bank ranks #43 out of 1523 companies for Return-on-Tangible-Equity. This places Meezan Bank in the top 3% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.20. Meezan Bank's value of 31.70% is 183% above this benchmark. Historically, Meezan Bank's own Return-on-Tangible-Equity has ranged from 16.06 to 56.55 over the past decade. While the company's 10-year median is 34.10 vs. the industry median of 11.20, Meezan Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Meezan Bank's current Return-on-Tangible-Equity of 31.70% is 183% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Meezan Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Meezan Bank's current Return-on-Tangible-Equity is 31.70%, which is near median its own 10-year median of 34.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Meezan Bank stock overvalued right now?
Based on GuruFocus' analysis, Meezan Bank (KAR:MEBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨242.95, compared to a current price of ₨528.57 — trading 117.6% above its estimated fair value. The current Return-on-Tangible-Equity is 31.70%, which is near median its 10-year median of 34.10 and 183% above the Banks industry median of 11.20. Meezan Bank's overall GF Score™ is 80/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Meezan Bank (KAR:MEBL), the current Return-on-Tangible-Equity is 31.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Meezan Bank (KAR:MEBL) Overvalued in 2026?
Based on GuruFocus' analysis, Meezan Bank stock appears to be overvalued.
The current stock price of ₨528.57 is trading 117.6% above its estimated GF Value™ of ₨242.95.
GuruFocus considers Meezan Bank to be Significantly Overvalued.
Key valuation signals for KAR:MEBL:
Return-on-Tangible-Equity: 31.70% (near median its 10-year median of 34.10)
GF Value™: ₨242.95 vs. price of ₨528.57 (117.6% above fair value)
Industry Position: 183% above the Banks median (#43 of 1523)
No single metric tells the full story. See the KAR:MEBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Meezan Bank Ltd is an Islamic commercial bank registered in Pakistan. It is engaged in corporate, commercial, consumer, investment and retail banking activities. The group also provides credit facilities for import finance, export re-finance, long-term finance, documentary credit requirements and project financing needs of customers. In addition, it offers investment banking solutions, commercial banking as well as providing diverse financial solutions to small and medium enterprises. Its reportable segments are Corporate and Commercial Banking, Retail Banking, Trading and Sales, and Others. Geographically, the Bank operates only in Pakistan.
80GF Score
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