BILL Holdings (MIL:1BILL) Net Loan

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MIL:1BILL BILL Holdings Inc MIL:1BILL
71 GF Score
Price €39.20
GF Value €59.85
! 3 Warning Signs
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What is BILL Holdings Net Loan?

Net Loan only applies to banks and insurance companies.

MIL:1BILL
71GF Score
BILL Holdings Inc MIL:1BILL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Is BILL Holdings (MIL:1BILL) Overvalued in 2026?

Based on GuruFocus' analysis, BILL Holdings stock appears to be undervalued. The current stock price of €39.20 is trading 34.5% below its estimated GF Value™ of €59.85.

Key valuation signals for MIL:1BILL:

  • Net Loan:
  • GF Value™: €59.85 vs. price of €39.20 (34.5% below fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the MIL:1BILL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BILL Holdings Business Description

Address 6220 America Center Drive, Suite 100, San Jose, CA, USA, 95022
BILL Holdings Inc is a provider of software-as-a-service, cloud-based payments and spend and expense management products, which allow users to automate accounts payable and accounts receivable transactions, enable businesses to easily connect with their suppliers or customers to do business, eliminate expense reports, manage cash flows and improve back office efficiency. Initial Public Offering and Follow-on Offering.
71GF Score

Get the complete analysis for MIL:1BILL

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€39.20
Price
€59.85
GF Value