Industrial Bank Co (SHSE:601166) Net Loan: ¥6,027,296 Mil (As of Mar. 2026)

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SHSE:601166 Industrial Bank Co Ltd SHSE:601166
56 GF Score
Price ¥18.10
GF Value ¥18.62
Valuation Fairly Valued
! 2 Warning Signs
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What is Industrial Bank Co Net Loan?

Industrial Bank Co SHSE:601166 -0.39% 56 Net Loan is ¥6,027,296 Mil as of Mar. 2026. GuruFocus rates SHSE:601166 with a GF Score™ of 56/100 and a GF Value™ of ¥18.62 (Fairly Valued). The stock has 2 warning signs investors should review.

Industrial Bank Co's quarterly net loan declined from Sep. 2025 (¥5,863,182 Mil) to Dec. 2025 (¥5,821,808 Mil) but then increased from Dec. 2025 (¥5,821,808 Mil) to Mar. 2026 (¥6,027,296 Mil).

Industrial Bank Co's annual net loan increased from Dec. 2023 (¥5,333,483 Mil) to Dec. 2024 (¥5,821,808 Mil) and increased from Dec. 2024 (¥5,821,808 Mil) to Dec. 2025 (¥6,027,296 Mil).

Industrial Bank Co Net Loan Historical Data

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The historical data trend for Industrial Bank Co's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industrial Bank Co Net Loan Chart

Industrial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,310,306.00 4,869,879.00 5,333,483.00 5,608,859.00 5,821,808.00

Industrial Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,688,045.00 5,777,965.00 5,863,182.00 5,821,808.00 6,027,296.00
SHSE:601166
56GF Score
Industrial Bank Co Ltd SHSE:601166
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Industrial Bank Co Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of ¥6,027,296 Mil mean?
Industrial Bank Co (SHSE:601166) has a Net Loan of ¥6,027,296 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Industrial Bank Co and its competitors.
Is Industrial Bank Co's Net Loan too high?
Industrial Bank Co's current Net Loan is ¥6,027,296 Mil. Overall, Industrial Bank Co has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Industrial Bank Co's Net Loan compare to competitors?
Industrial Bank Co's Net Loan of ¥6,027,296 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Industrial Bank Co and its competitors. Industrial Bank Co's current Net Loan is ¥6,027,296 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Industrial Bank Co (SHSE:601166) is currently considered Fairly Valued. The stock's GF Value™ is ¥18.62, compared to a current price of ¥18.10 — trading 2.8% below its estimated fair value. The current Net Loan is ¥6,027,296 Mil. Industrial Bank Co's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Industrial Bank Co (SHSE:601166), the current Net Loan is ¥6,027,296 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial Bank Co (SHSE:601166) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial Bank Co stock appears to be undervalued. The current stock price of ¥18.10 is trading 2.8% below its estimated GF Value™ of ¥18.62. GuruFocus considers Industrial Bank Co to be Fairly Valued.

Key valuation signals for SHSE:601166:

  • Net Loan: ¥6,027,296 Mil
  • GF Value™: ¥18.62 vs. price of ¥18.10 (2.8% below fair value)
  • GF Score™: 56/100 with 2 warning signs

No single metric tells the full story. See the SHSE:601166 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Industrial Bank Co Business Description

Address No. 398 Jiangbin Middle Avenue, Industrial Bank Building, Taijiang District, Fujian Province, Fuzhou, CHN, 350014
Industrial Bank was founded in 1988 and started as a regional bank in Fujian province. It has grown to become the second-largest joint-stock bank in China with more than CNY 11 trillion in assets as of December 2025. The bank offers a full range of commercial banking services with a specialty in bank-bank cooperation. It also operates a proprietary "Yinyin platform" that offers complete financial service solutions to other financial institutions, such as payments and settlements, wealth management, and technology output services.
56GF Score

Get the complete analysis for SHSE:601166

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥18.10
Price
¥18.62
GF Value