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Industrial Bank CoSHSE:601166 +0.65%52 5-Year Yield-on-Cost % is 8.24 as of Aug. 06, 2026, which is 34% above its 10-year median of 6.17. GuruFocus rates SHSE:601166 with a GF Score™ of 52/100 and a GF Value™ of ¥18.55 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,253 Banks companies, Industrial Bank Co ranks better than 83.96% on this metric.
Industrial Bank Co's yield on cost for the quarter that ended in Mar. 2026 was 8.24.
The historical rank and industry rank for Industrial Bank Co's 5-Year Yield-on-Cost % or its related term are showing as below:
SHSE:601166'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.11 Med: 6.17 Max: 14.93
Current: 8.24
During the past 13 years, Industrial Bank Co's highest Yield on Cost was 14.93. The lowest was 4.11. And the median was 6.17.
SHSE:601166's 5-Year Yield-on-Cost % is ranked better than 83.96% of 1253
companies
in the Banks industry
Industry Median: 3.77
vs SHSE:601166: 8.24
Industrial Bank Co (SHSE:601166) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Industrial Bank Co 5-Year Yield-on-Cost % Related Terms
Industrial Bank Co 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Industrial Bank Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Industrial Bank Co 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Industrial Bank Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Industrial Bank Co's 5-Year Yield-on-Cost % falls into.
Industrial Bank Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Industrial Bank Co (SHSE:601166) has a 5-Year Yield-on-Cost % of 8.24 as of Aug. 06, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Industrial Bank Co and its competitors. This is 34% above median its historical median of 6.17. Over the past decade, Industrial Bank Co's 5-Year Yield-on-Cost % has ranged from 4.11 to 14.93. According to the industry distribution chart, Industrial Bank Co ranks #201 out of 1253 companies in the Banks industry, placing it in the top 16%.
Is Industrial Bank Co's 5-Year Yield-on-Cost % too high?
Industrial Bank Co's current 5-Year Yield-on-Cost % of 8.24 is 34% above median its 10-year median of 6.17. Over the past 10 years, this metric has ranged from a low of 4.11 to a high of 14.93. The Banks industry median 5-Year Yield-on-Cost % is 3.77. Industrial Bank Co's value of 8.24 is 118.6% above this industry median. Based on the distribution chart, Industrial Bank Co ranks #201 out of 1253 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Industrial Bank Co has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Industrial Bank Co's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Industrial Bank Co ranks #201 out of 1253 companies for 5-Year Yield-on-Cost %. This places Industrial Bank Co in the top 16% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.77. Industrial Bank Co's value of 8.24 is 118.6% above this benchmark. Historically, Industrial Bank Co's own 5-Year Yield-on-Cost % has ranged from 4.11 to 14.93 over the past decade. While the company's 10-year median is 6.17 vs. the industry median of 3.77, Industrial Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.77, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Industrial Bank Co's current 5-Year Yield-on-Cost % of 8.24 is 118.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Industrial Bank Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Industrial Bank Co's current 5-Year Yield-on-Cost % is 8.24, which is 34% above median its own 10-year median of 6.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Industrial Bank Co (SHSE:601166) is currently considered Fairly Valued. The stock's GF Value™ is ¥18.55, compared to a current price of ¥18.48 — trading 0.4% below its estimated fair value. The current 5-Year Yield-on-Cost % is 8.24, which is 34% above median its 10-year median of 6.17 and 118.6% above the Banks industry median of 3.77. Industrial Bank Co's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Industrial Bank Co (SHSE:601166), the current 5-Year Yield-on-Cost % is 8.24 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Industrial Bank Co (SHSE:601166) Overvalued in 2026?
Based on GuruFocus' analysis, Industrial Bank Co stock appears to be undervalued.
The current stock price of ¥18.48 is trading 0.4% below its estimated GF Value™ of ¥18.55.
GuruFocus considers Industrial Bank Co to be Fairly Valued.
Key valuation signals for SHSE:601166:
5-Year Yield-on-Cost %: 8.24 (34% above median its 10-year median of 6.17)
GF Value™: ¥18.55 vs. price of ¥18.48 (0.4% below fair value)
Industry Position: 118.6% above the Banks median (#201 of 1253)
No single metric tells the full story. See the SHSE:601166 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Industrial Bank was founded in 1988 and started as a regional bank in Fujian province. It has grown to become the second-largest joint-stock bank in China with more than CNY 11 trillion in assets as of December 2025. The bank offers a full range of commercial banking services with a specialty in bank-bank cooperation. It also operates a proprietary "Yinyin platform" that offers complete financial service solutions to other financial institutions, such as payments and settlements, wealth management, and technology output services.
52GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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