Industrial Bank Co (SHSE:601166) LT-Debt-to-Total-Asset: 0.11 (As of Mar. 2026)

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SHSE:601166 Industrial Bank Co Ltd SHSE:601166
51 GF Score
Price ¥17.45
GF Value ¥18.44
Valuation Fairly Valued
! 2 Warning Signs
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What is Industrial Bank Co LT-Debt-to-Total-Asset?

Industrial Bank Co SHSE:601166 -0.11% 51 LT-Debt-to-Total-Asset is 0.11 as of Mar. 2026. GuruFocus rates SHSE:601166 with a GF Score™ of 51/100 and a GF Value™ of ¥18.44 (Fairly Valued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Industrial Bank Co's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.11.

Industrial Bank Co's long-term debt to total assets ratio declined from Mar. 2025 (0.14) to Mar. 2026 (0.11). It may suggest that Industrial Bank Co is progressively becoming less dependent on debt to grow their business.

Industrial Bank Co  (SHSE:601166) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Industrial Bank Co LT-Debt-to-Total-Asset Related Terms

Industrial Bank Co LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Industrial Bank Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industrial Bank Co LT-Debt-to-Total-Asset Chart

Industrial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.15 0.16 0.14 0.15 0.12

Industrial Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.13 0.12 0.12 0.11
SHSE:601166
51GF Score
Industrial Bank Co Ltd SHSE:601166
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Industrial Bank Co LT-Debt-to-Total-Asset Calculation

Industrial Bank Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=1277058/11094256
=0.12

Industrial Bank Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=1211753/11282907
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.11 mean?
Industrial Bank Co (SHSE:601166) has a LT-Debt-to-Total-Asset of 0.11 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Industrial Bank Co and its competitors.
Is Industrial Bank Co's LT-Debt-to-Total-Asset too high?
Industrial Bank Co's current LT-Debt-to-Total-Asset is 0.11. Overall, Industrial Bank Co has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Industrial Bank Co's LT-Debt-to-Total-Asset compare to competitors?
Industrial Bank Co's LT-Debt-to-Total-Asset of 0.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Industrial Bank Co and its competitors. Industrial Bank Co's current LT-Debt-to-Total-Asset is 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Industrial Bank Co (SHSE:601166) is currently considered Fairly Valued. The stock's GF Value™ is ¥18.44, compared to a current price of ¥17.45 — trading 5.4% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.11. Industrial Bank Co's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Industrial Bank Co (SHSE:601166), the current LT-Debt-to-Total-Asset is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial Bank Co (SHSE:601166) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial Bank Co stock appears to be undervalued. The current stock price of ¥17.45 is trading 5.4% below its estimated GF Value™ of ¥18.44. GuruFocus considers Industrial Bank Co to be Fairly Valued.

Key valuation signals for SHSE:601166:

  • LT-Debt-to-Total-Asset: 0.11
  • GF Value™: ¥18.44 vs. price of ¥17.45 (5.4% below fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the SHSE:601166 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Industrial Bank Co Business Description

Address No. 398 Jiangbin Middle Avenue, Industrial Bank Building, Taijiang District, Fujian Province, Fuzhou, CHN, 350014
Industrial Bank was founded in 1988 and started as a regional bank in Fujian province. It has grown to become the second-largest joint-stock bank in China with more than CNY 11 trillion in assets as of December 2025. The bank offers a full range of commercial banking services with a specialty in bank-bank cooperation. It also operates a proprietary "Yinyin platform" that offers complete financial service solutions to other financial institutions, such as payments and settlements, wealth management, and technology output services.
51GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥17.45
Price
¥18.44
GF Value