China Zheshang Bank Co (STU:6CZ) Net Loan: €213,051 Mil (As of Dec. 2025)

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STU:6CZ China Zheshang Bank Co Ltd STU:6CZ
66 GF Score
Price €0.25
GF Value €0.26
! 6 Warning Signs
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What is China Zheshang Bank Co Net Loan?

China Zheshang Bank Co STU:6CZ 66 Net Loan is €213,051 Mil as of Dec. 2025. GuruFocus rates STU:6CZ with a GF Score™ of 66/100 and a GF Value™ of €0.26. The stock has 6 warning signs investors should review.

China Zheshang Bank Co's quarterly net loan increased from Jun. 2025 (€207,384 Mil) to Sep. 2025 (€222,017 Mil) but then declined from Sep. 2025 (€222,017 Mil) to Dec. 2025 (€213,051 Mil).

China Zheshang Bank Co's annual net loan increased from Dec. 2023 (€200,773 Mil) to Dec. 2024 (€222,017 Mil) but then declined from Dec. 2024 (€222,017 Mil) to Dec. 2025 (€213,051 Mil).

China Zheshang Bank Co Net Loan Historical Data

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The historical data trend for China Zheshang Bank Co's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Zheshang Bank Co Net Loan Chart

China Zheshang Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 170,818.49 185,345.29 200,772.55 221,017.83 213,051.25

China Zheshang Bank Co Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 226,903.02 221,017.83 207,383.54 222,016.72 213,051.25
STU:6CZ
66GF Score
China Zheshang Bank Co Ltd STU:6CZ
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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China Zheshang Bank Co Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €213,051 Mil mean?
China Zheshang Bank Co (STU:6CZ) has a Net Loan of €213,051 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on China Zheshang Bank Co and its competitors.
Is China Zheshang Bank Co's Net Loan too high?
China Zheshang Bank Co's current Net Loan is €213,051 Mil. Overall, China Zheshang Bank Co has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does China Zheshang Bank Co's Net Loan compare to competitors?
China Zheshang Bank Co's Net Loan of €213,051 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on China Zheshang Bank Co and its competitors. China Zheshang Bank Co's current Net Loan is €213,051 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Zheshang Bank Co stock overvalued right now?
China Zheshang Bank Co (STU:6CZ) has a current Net Loan of €213,051 Mil. The stock's GF Value™ is €0.26, compared to a current price of €0.25 — trading 5.4% below its estimated fair value. The current Net Loan is €213,051 Mil. China Zheshang Bank Co's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For China Zheshang Bank Co (STU:6CZ), the current Net Loan is €213,051 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Zheshang Bank Co (STU:6CZ) Overvalued in 2026?

Based on GuruFocus' analysis, China Zheshang Bank Co stock appears to be undervalued. The current stock price of €0.25 is trading 5.4% below its estimated GF Value™ of €0.26.

Key valuation signals for STU:6CZ:

  • Net Loan: €213,051 Mil
  • GF Value™: €0.26 vs. price of €0.25 (5.4% below fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the STU:6CZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Zheshang Bank Co Business Description

Address No. 1 Minxin Road, Shangcheng District, Zhejiang Province, Hangzhou, CHN, 310020
China Zheshang Bank Co Ltd the principal activities of the Bank include corporate and retail banking, treasury business, and other banking service. The company's business segments include Corporate banking; Retail banking; Treasury operations and other business. It generates maximum revenue from the Corporate banking segment. Geographically the company generates majority of revenue from Yangtze River Delta Region.
66GF Score

Get the complete analysis for STU:6CZ

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.25
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€0.26
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