China Zheshang Bank Co (STU:6CZ) LT-Debt-to-Total-Asset: 0.15 (As of Dec. 2025)

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STU:6CZ China Zheshang Bank Co Ltd STU:6CZ
65 GF Score
Price €0.24
GF Value €0.26
! 5 Warning Signs
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What is China Zheshang Bank Co LT-Debt-to-Total-Asset?

China Zheshang Bank Co STU:6CZ +1.67% 65 LT-Debt-to-Total-Asset is 0.15 as of Dec. 2025. GuruFocus rates STU:6CZ with a GF Score™ of 65/100 and a GF Value™ of €0.26. The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. China Zheshang Bank Co's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.15.

China Zheshang Bank Co's long-term debt to total assets ratio increased from Sep. 2024 (0.15) to Dec. 2025 (0.15). It may suggest that China Zheshang Bank Co is progressively becoming more dependent on debt to grow their business.

China Zheshang Bank Co  (STU:6CZ) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

China Zheshang Bank Co LT-Debt-to-Total-Asset Related Terms

China Zheshang Bank Co LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for China Zheshang Bank Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Zheshang Bank Co LT-Debt-to-Total-Asset Chart

China Zheshang Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.14 0.12 0.13 0.16 0.15

China Zheshang Bank Co Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.16 0.15 0.16 0.15
STU:6CZ
65GF Score
China Zheshang Bank Co Ltd STU:6CZ
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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China Zheshang Bank Co LT-Debt-to-Total-Asset Calculation

China Zheshang Bank Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=62522.714/422088.336
=0.15

China Zheshang Bank Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=62522.714/422088.336
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.15 mean?
China Zheshang Bank Co (STU:6CZ) has a LT-Debt-to-Total-Asset of 0.15 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on China Zheshang Bank Co and its competitors.
Is China Zheshang Bank Co's LT-Debt-to-Total-Asset too high?
China Zheshang Bank Co's current LT-Debt-to-Total-Asset is 0.15. Overall, China Zheshang Bank Co has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does China Zheshang Bank Co's LT-Debt-to-Total-Asset compare to competitors?
China Zheshang Bank Co's LT-Debt-to-Total-Asset of 0.15 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on China Zheshang Bank Co and its competitors. China Zheshang Bank Co's current LT-Debt-to-Total-Asset is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Zheshang Bank Co stock overvalued right now?
China Zheshang Bank Co (STU:6CZ) has a current LT-Debt-to-Total-Asset of 0.15. The stock's GF Value™ is €0.26, compared to a current price of €0.24 — trading 6.2% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.15. China Zheshang Bank Co's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For China Zheshang Bank Co (STU:6CZ), the current LT-Debt-to-Total-Asset is 0.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Zheshang Bank Co (STU:6CZ) Overvalued in 2026?

Based on GuruFocus' analysis, China Zheshang Bank Co stock appears to be undervalued. The current stock price of €0.24 is trading 6.2% below its estimated GF Value™ of €0.26.

Key valuation signals for STU:6CZ:

  • LT-Debt-to-Total-Asset: 0.15
  • GF Value™: €0.26 vs. price of €0.24 (6.2% below fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the STU:6CZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Zheshang Bank Co Business Description

Address No. 1 Minxin Road, Shangcheng District, Zhejiang Province, Hangzhou, CHN, 310020
China Zheshang Bank Co Ltd the principal activities of the Bank include corporate and retail banking, treasury business, and other banking service. The company's business segments include Corporate banking; Retail banking; Treasury operations and other business. It generates maximum revenue from the Corporate banking segment. Geographically the company generates majority of revenue from Yangtze River Delta Region.
65GF Score

Get the complete analysis for STU:6CZ

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.24
Price
€0.26
GF Value