China Zheshang Bank Co (STU:6CZ) Moat Score: 0/10 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:6CZ China Zheshang Bank Co Ltd STU:6CZ
66 GF Score
Price €0.24
GF Value €0.26
! 5 Warning Signs
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What is China Zheshang Bank Co Moat Score?

China Zheshang Bank Co has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

China Zheshang Bank Co has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes China Zheshang Bank Co might have No Moat - No discernible moat.

China Zheshang Bank Co  (STU:6CZ) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

China Zheshang Bank Co Moat Score Related Terms

STU:6CZ
66GF Score
China Zheshang Bank Co Ltd STU:6CZ
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is China Zheshang Bank Co (STU:6CZ) Overvalued in 2026?

Based on GuruFocus' analysis, China Zheshang Bank Co stock appears to be undervalued. The current stock price of €0.24 is trading 7.7% below its estimated GF Value™ of €0.26.

Key valuation signals for STU:6CZ:

  • Moat Score: 0
  • GF Value™: €0.26 vs. price of €0.24 (7.7% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the STU:6CZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Zheshang Bank Co Business Description

Address No. 1 Minxin Road, Shangcheng District, Zhejiang Province, Hangzhou, CHN, 310020
China Zheshang Bank Co Ltd the principal activities of the Bank include corporate and retail banking, treasury business, and other banking service. The company's business segments include Corporate banking; Retail banking; Treasury operations and other business. It generates maximum revenue from the Corporate banking segment. Geographically the company generates majority of revenue from Yangtze River Delta Region.
66GF Score

Get the complete analysis for STU:6CZ

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.24
Price
€0.26
GF Value