Kyoshin Co (TSE:4735) Net Loan

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:4735 Kyoshin Co Ltd TSE:4735
64 GF Score
Price 円301.00
GF Value 円337.09
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Kyoshin Co Net Loan?

Net Loan only applies to banks and insurance companies.

TSE:4735
64GF Score
Kyoshin Co Ltd TSE:4735
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Kyoshin Co (TSE:4735) Overvalued in 2026?

Based on GuruFocus' analysis, Kyoshin Co stock appears to be undervalued. The current stock price of 円301.00 is trading 10.7% below its estimated GF Value™ of 円337.09. GuruFocus considers Kyoshin Co to be Modestly Undervalued.

Key valuation signals for TSE:4735:

  • Net Loan:
  • GF Value™: 円337.09 vs. price of 円301.00 (10.7% below fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the TSE:4735 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kyoshin Co Business Description

Address Shimogyo-ku Karasuma Street Gojo 382-1, Kyoto Prefecture, Osaka-cho, down Kyoto, Yubinbango, Kyoto, JPN, 600-8177
Kyoshin Co Ltd operates cram schools and offers guidance services for students appearing for elementary, junior, & high school entrance examinations. It also operates specialty schools for Japanese students abroad & offers tutorial & related services. It has franchise classes for individual guidance and English conversation classes for children from elementary school to infants. The company operates in three segments, which include cram school business, Language-related businesses, and the childcare and elderly care business segment.
64GF Score

Get the complete analysis for TSE:4735

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円301.00
Price
円337.09
GF Value