Kyoshin Co (TSE:4735) Effective Interest Rate on Debt %: 2.19% (As of May. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:4735 Kyoshin Co Ltd TSE:4735
61 GF Score
Price 円294.00
GF Value 円380.09
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Kyoshin Co Effective Interest Rate on Debt %?

Kyoshin Co TSE:4735 -0.68% 61 Effective Interest Rate on Debt % is 2.19% as of May. 2026. GuruFocus rates TSE:4735 with a GF Score™ of 61/100 and a GF Value™ of 円380.09 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Kyoshin Co's annualized positive value of Interest Expense for the quarter that ended in May. 2026 was 円235 Mil. Kyoshin Co's average total debt for the quarter that ended in May. 2026 was 円10,730 Mil. Therefore, Kyoshin Co's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2026 was 2.19%.


Kyoshin Co  (TSE:4735) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Kyoshin Co Effective Interest Rate on Debt % Related Terms


Kyoshin Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Kyoshin Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kyoshin Co Effective Interest Rate on Debt % Chart

Kyoshin Co Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.27 1.43 1.47 1.55 2.33

Kyoshin Co Quarterly Data
Nov20 Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.42 2.30 2.23 2.51 2.19

TSE:4735 vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Kyoshin Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kyoshin Co Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Kyoshin Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Kyoshin Co's Effective Interest Rate on Debt % falls into.


TSE:4735
61GF Score
Kyoshin Co Ltd TSE:4735
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kyoshin Co Effective Interest Rate on Debt % Calculation

Kyoshin Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: May. 2024 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -239.13406883/( (9862.958+10628.122)/ 2 )
=-1  *  -239.13406883/10245.54
=2.33 %

where

Total Debt  (A: May. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5075.529 + 4787.429
=9862.958

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5627.082 + 5001.04
=10628.122

Kyoshin Co's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Feb. 2026 )+Total Debt  (Q: May. 2026 ))/ count )
=-1  *  -234.616/( (10628.122+10831.511)/ 2 )
=-1  *  -234.616/10729.8165
=2.19 %

where

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5627.082 + 5001.04
=10628.122

Total Debt  (Q: May. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5606.9 + 5224.611
=10831.511

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (May. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.19% mean?
Kyoshin Co (TSE:4735) has a Effective Interest Rate on Debt % of 2.19% as of May. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Kyoshin Co and its competitors.
Is Kyoshin Co's Effective Interest Rate on Debt % too high?
Kyoshin Co's current Effective Interest Rate on Debt % is 2.19%. Overall, Kyoshin Co has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kyoshin Co's Effective Interest Rate on Debt % compare to EDU and TAL?
Kyoshin Co's Effective Interest Rate on Debt % of 2.19% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Kyoshin Co and its competitors. Kyoshin Co's current Effective Interest Rate on Debt % is 2.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kyoshin Co stock overvalued right now?
Based on GuruFocus' analysis, Kyoshin Co (TSE:4735) is currently considered Modestly Undervalued. The stock's GF Value™ is 円380.09, compared to a current price of 円294.00 — trading 22.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.19%. Kyoshin Co's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Kyoshin Co (TSE:4735), the current Effective Interest Rate on Debt % is 2.19% as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kyoshin Co (TSE:4735) Overvalued in 2026?

Based on GuruFocus' analysis, Kyoshin Co stock appears to be undervalued. The current stock price of 円294.00 is trading 22.6% below its estimated GF Value™ of 円380.09. GuruFocus considers Kyoshin Co to be Modestly Undervalued.

Key valuation signals for TSE:4735:

  • Effective Interest Rate on Debt %: 2.19%
  • GF Value™: 円380.09 vs. price of 円294.00 (22.6% below fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the TSE:4735 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kyoshin Co Business Description

Address Shimogyo-ku Karasuma Street Gojo 382-1, Kyoto Prefecture, Osaka-cho, down Kyoto, Yubinbango, Kyoto, JPN, 600-8177
Kyoshin Co Ltd is a Japanese education company operating cram schools (juku) and providing guidance services for students preparing for elementary, junior high, and high school entrance examinations. Its operations span three reporting segments: cram school business, language-related businesses, and childcare and elderly care. The cram school segment forms the core, offering group and individualized instruction through directly operated and franchise classrooms, including English conversation classes for children from infancy through elementary school. The language-related segment serves Japanese students living abroad through specialty schools and tutorial services. The childcare and elderly care segment operates nursery and care facilities, diversifying revenue beyond education. Customers are primarily families with school-age children in Japan, along with Japanese expatriate families overseas. Revenue is generated mainly through tuition and course fees, franchise royalties, and care service fees, with demand tied to Japan's examination-oriented education system and demographic trends.
61GF Score

Get the complete analysis for TSE:4735

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円294.00
Price
円380.09
GF Value