Kyoshin Co (TSE:4735) Altman Z-Score: 1.09 (As of Jul. 16, 2026) — 26% Below Median

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TSE:4735 Kyoshin Co Ltd TSE:4735
52 GF Score
Price 円304.00
GF Value 円196.48
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Kyoshin Co Altman Z-Score?

Kyoshin Co TSE:4735 +0.33% 52 Altman Z-Score is 1.09 as of Jul. 16, 2026, which is 26% below its 10-year median of 1.47. GuruFocus rates TSE:4735 with a GF Score™ of 52/100 and a GF Value™ of 円196.48 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 248 Education companies, Kyoshin Co ranks worse than 77.42% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 0.88 is in distress zone. This implies bankruptcy possibility in the next two years.

Kyoshin Co has a Altman Z-Score of 1.09, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Kyoshin Co's Altman Z-Score or its related term are showing as below:

TSE:4735' s Altman Z-Score Range Over the Past 10 Years
Min: 0.52   Med: 1.47   Max: 2.04
Current: 0.88

During the past 13 years, Kyoshin Co's highest Altman Z-Score was 2.04. The lowest was 0.52. And the median was 1.47.


Kyoshin Co  (TSE:4735) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Kyoshin Co Altman Z-Score Related Terms


Kyoshin Co Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Kyoshin Co's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kyoshin Co Altman Z-Score Chart

Kyoshin Co Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 May25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.38 1.43 1.38 1.53 0.85

Kyoshin Co Quarterly Data
Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Nov24 May25 Aug25 Nov25 Feb26 May26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.85 0.80 0.52 0.89 0.00

TSE:4735 vs EDU, TAL, LAUR: Altman Z-Score Comparison

For the Education & Training Services subindustry, Kyoshin Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kyoshin Co Altman Z-Score vs Education Industry

For the Education industry and Consumer Defensive sector, Kyoshin Co's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Kyoshin Co's Altman Z-Score falls into.


TSE:4735
52GF Score
Kyoshin Co Ltd TSE:4735
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Kyoshin Co Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Kyoshin Co's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*-0.1114+1.4*0.1576+3.3*0.003+0.6*0.1222+1.0*0.9161
=1.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Feb. 2026:
Total Assets was 円22,776 Mil.
Total Current Assets was 円7,649 Mil.
Total Current Liabilities was 円10,186 Mil.
Retained Earnings was 円3,590 Mil.
Pre-Tax Income was -354.729 + 77.583 + 0 + 163.321 = 円-114 Mil.
Interest Expense was -58.654 + -66.647 + 0 + -56.172 = 円-181 Mil.
Revenue was 6992.866 + 7177.296 + 0 + 6694.31 = 円20,864 Mil.
Market Cap (Today) was 円2,336 Mil.
Total Liabilities was 円19,114 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(7649.274 - 10185.708)/22776.211
=-0.1114

X2=Retained Earnings/Total Assets
=3589.644/22776.211
=0.1576

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-113.825 - -181.473)/22776.211
=0.003

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=2336.466/19114.433
=0.1222

X5=Revenue/Total Assets
=20864.472/22776.211
=0.9161

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Kyoshin Co has a Altman Z-Score of 1.09 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 1.09 mean?
Kyoshin Co (TSE:4735) has a Altman Z-Score of 1.09 as of Jul. 16, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Kyoshin Co and its competitors. This is 26% below median its historical median of 1.47. Over the past decade, Kyoshin Co's Altman Z-Score has ranged from 0.52 to 2.04. According to the industry distribution chart, Kyoshin Co ranks #192 out of 248 companies in the Education industry, placing it in the top 77.4%.
Is Kyoshin Co's Altman Z-Score too high?
Kyoshin Co's current Altman Z-Score of 1.09 is 26% below median its 10-year median of 1.47. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 2.04. The Education industry median Altman Z-Score is 2.31. Kyoshin Co's value of 1.09 is 52.8% below this industry median. Based on the distribution chart, Kyoshin Co ranks #192 out of 248 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Kyoshin Co has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kyoshin Co's Altman Z-Score compare to EDU and TAL?
According to the Education industry distribution chart, Kyoshin Co ranks #192 out of 248 companies for Altman Z-Score. This places Kyoshin Co in the lower half of its industry. The industry median Altman Z-Score is 2.31. Kyoshin Co's value of 1.09 is 52.8% below this benchmark. Historically, Kyoshin Co's own Altman Z-Score has ranged from 0.52 to 2.04 over the past decade. While the company's 10-year median is 1.47 vs. the industry median of 2.31, Kyoshin Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Education company?
The median Altman Z-Score among Education companies is 2.31, based on 248 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kyoshin Co's current Altman Z-Score of 1.09 is 52.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Kyoshin Co and its competitors. For the Education industry, the median Altman Z-Score is 2.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kyoshin Co's current Altman Z-Score is 1.09, which is 26% below median its own 10-year median of 1.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kyoshin Co stock overvalued right now?
Based on GuruFocus' analysis, Kyoshin Co (TSE:4735) is currently considered Significantly Overvalued. The stock's GF Value™ is 円196.48, compared to a current price of 円304.00 — trading 54.7% above its estimated fair value. The current Altman Z-Score is 1.09, which is 26% below median its 10-year median of 1.47 and 52.8% below the Education industry median of 2.31. Kyoshin Co's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Kyoshin Co (TSE:4735), the current Altman Z-Score is 1.09 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kyoshin Co (TSE:4735) Overvalued in 2026?

Based on GuruFocus' analysis, Kyoshin Co stock appears to be overvalued. The current stock price of 円304.00 is trading 54.7% above its estimated GF Value™ of 円196.48. GuruFocus considers Kyoshin Co to be Significantly Overvalued.

Key valuation signals for TSE:4735:

  • Altman Z-Score: 1.09 (26% below median its 10-year median of 1.47)
  • GF Value™: 円196.48 vs. price of 円304.00 (54.7% above fair value)
  • GF Score™: 52/100 with 6 warning signs
  • Industry Position: 52.8% below the Education median (#192 of 248)

No single metric tells the full story. See the TSE:4735 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kyoshin Co Business Description

Address Shimogyo-ku Karasuma Street Gojo 382-1, Kyoto Prefecture, Osaka-cho, down Kyoto, Yubinbango, Kyoto, JPN, 600-8177
Kyoshin Co Ltd operates cram schools and offers guidance services for students appearing for elementary, junior, & high school entrance examinations. It also operates specialty schools for Japanese students abroad & offers tutorial & related services. It has franchise classes for individual guidance and English conversation classes for children from elementary school to infants. The company operates in three segments, which include cram school business, Language-related businesses, and the childcare and elderly care business segment.
52GF Score

Get the complete analysis for TSE:4735

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円304.00
Price
円196.48
GF Value