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Hokuhoku Financial Group's quarterly net loan
increased
from Sep. 2025 (円10,544,376 Mil) to Dec. 2025 (円10,930,033 Mil) but then
declined
from Dec. 2025 (円10,930,033 Mil) to Mar. 2026 (円10,830,235 Mil).
Hokuhoku Financial Group's annual net loan
increased
from Mar. 2024 (円9,563,946 Mil) to Mar. 2025 (円10,930,033 Mil) and
increased
from Mar. 2025 (円10,930,033 Mil) to Mar. 2026 (円10,830,235 Mil).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.
Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved
Hokuhoku Financial Group (TSE:8377) has a Net Loan of 円10,830,235 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Hokuhoku Financial Group and its competitors.
Is Hokuhoku Financial Group's Net Loan too high?
Hokuhoku Financial Group's current Net Loan is 円10,830,235 Mil. Overall, Hokuhoku Financial Group has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hokuhoku Financial Group's Net Loan compare to competitors?
Hokuhoku Financial Group's Net Loan of 円10,830,235 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Hokuhoku Financial Group and its competitors. Hokuhoku Financial Group's current Net Loan is 円10,830,235 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hokuhoku Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Hokuhoku Financial Group (TSE:8377) is currently considered Significantly Overvalued. The stock's GF Value™ is 円3,019.17, compared to a current price of 円8,041.00 — trading 166.3% above its estimated fair value. The current Net Loan is 円10,830,235 Mil. Hokuhoku Financial Group's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Hokuhoku Financial Group (TSE:8377), the current Net Loan is 円10,830,235 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hokuhoku Financial Group (TSE:8377) Overvalued in 2026?
Based on GuruFocus' analysis, Hokuhoku Financial Group stock appears to be overvalued.
The current stock price of 円8,041.00 is trading 166.3% above its estimated GF Value™ of 円3,019.17.
GuruFocus considers Hokuhoku Financial Group to be Significantly Overvalued.
Key valuation signals for TSE:8377:
Net Loan: 円10,830,235 Mil
GF Value™: 円3,019.17 vs. price of 円8,041.00 (166.3% above fair value)
No single metric tells the full story. See the TSE:8377 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hokuhoku Financial Group Inc is a Japan-based company that is principally engaged in banking and the provision of other financial services. The company was established through the integration of Hokuriku Bank and Hokkaido Bank. The company operates mainly through the branch networks of Hokuriku Bank and Hokkaido Bank in certain areas of Japan. Its business is concentrated in Japan, with the majority of revenue generated from the domestic market. The company also has a business presence in overseas cities such as Shanghai, Shenyang, Dalian, Bangkok, Singapore, London, and New York.
48GF Score
Get the complete analysis for TSE:8377
Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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