Hokuhoku Financial Group (TSE:8377) ROE % Adjusted to Book Value: 8.18% (As of Mar. 2026)

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TSE:8377 Hokuhoku Financial Group Inc TSE:8377
50 GF Score
Price 円7,407.00
GF Value 円3,352.21
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Hokuhoku Financial Group ROE % Adjusted to Book Value?

Hokuhoku Financial Group TSE:8377 +6.33% 50 ROE % Adjusted to Book Value is 8.18% as of Mar. 2026. GuruFocus rates TSE:8377 with a GF Score™ of 50/100 and a GF Value™ of 円3,352.21 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Hokuhoku Financial Group's ROE % for the quarter that ended in Mar. 2026 was 7.93%. Hokuhoku Financial Group's PB Ratio for the quarter that ended in Mar. 2026 was 0.97. Hokuhoku Financial Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 8.18%.


Hokuhoku Financial Group ROE % Adjusted to Book Value Related Terms


Hokuhoku Financial Group ROE % Adjusted to Book Value Historical Data

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The historical data trend for Hokuhoku Financial Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hokuhoku Financial Group ROE % Adjusted to Book Value Chart

Hokuhoku Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.17 18.37 9.81 12.38 8.78

Hokuhoku Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.17 17.12 14.07 10.46 8.18

Hokuhoku Financial Group ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Hokuhoku Financial Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hokuhoku Financial Group ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Hokuhoku Financial Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Hokuhoku Financial Group's ROE % Adjusted to Book Value falls into.


TSE:8377
50GF Score
Hokuhoku Financial Group Inc TSE:8377
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Hokuhoku Financial Group ROE % Adjusted to Book Value Calculation

Hokuhoku Financial Group's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.52% / 0.97
=8.78%

Hokuhoku Financial Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.93% / 0.97
=8.18%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.18% mean?
Hokuhoku Financial Group (TSE:8377) has a ROE % Adjusted to Book Value of 8.18% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hokuhoku Financial Group and its competitors.
Is Hokuhoku Financial Group's ROE % Adjusted to Book Value too high?
Hokuhoku Financial Group's current ROE % Adjusted to Book Value is 8.18%. Overall, Hokuhoku Financial Group has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hokuhoku Financial Group's ROE % Adjusted to Book Value compare to competitors?
Hokuhoku Financial Group's ROE % Adjusted to Book Value of 8.18% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hokuhoku Financial Group and its competitors. Hokuhoku Financial Group's current ROE % Adjusted to Book Value is 8.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hokuhoku Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Hokuhoku Financial Group (TSE:8377) is currently considered Significantly Overvalued. The stock's GF Value™ is 円3,352.21, compared to a current price of 円7,407.00 — trading 121% above its estimated fair value. The current ROE % Adjusted to Book Value is 8.18%. Hokuhoku Financial Group's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Hokuhoku Financial Group (TSE:8377), the current ROE % Adjusted to Book Value is 8.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hokuhoku Financial Group (TSE:8377) Overvalued in 2026?

Based on GuruFocus' analysis, Hokuhoku Financial Group stock appears to be overvalued. The current stock price of 円7,407.00 is trading 121% above its estimated GF Value™ of 円3,352.21. GuruFocus considers Hokuhoku Financial Group to be Significantly Overvalued.

Key valuation signals for TSE:8377:

  • ROE % Adjusted to Book Value: 8.18%
  • GF Value™: 円3,352.21 vs. price of 円7,407.00 (121% above fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the TSE:8377 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hokuhoku Financial Group Business Description

Address 1-2-26 Tsutsumichodori, Toyama Prefecture, Toyama, JPN, 930-8637
Hokuhoku Financial Group Inc is a Japan-based company that is principally engaged in banking and the provision of other financial services. The company was established through the integration of Hokuriku Bank and Hokkaido Bank. The company operates mainly through the branch networks of Hokuriku Bank and Hokkaido Bank in certain areas of Japan. Its business is concentrated in Japan, with the majority of revenue generated from the domestic market. The company also has a business presence in overseas cities such as Shanghai, Shenyang, Dalian, Bangkok, Singapore, London, and New York.
50GF Score

Get the complete analysis for TSE:8377

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円7,407.00
Price
円3,352.21
GF Value