Hokuhoku Financial Group (TSE:8377) LT-Debt-to-Total-Asset: 0.07 (As of Mar. 2026)

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TSE:8377 Hokuhoku Financial Group Inc TSE:8377
50 GF Score
Price 円7,407.00
GF Value 円3,352.21
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Hokuhoku Financial Group LT-Debt-to-Total-Asset?

Hokuhoku Financial Group TSE:8377 +6.33% 50 LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus rates TSE:8377 with a GF Score™ of 50/100 and a GF Value™ of 円3,352.21 (Significantly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Hokuhoku Financial Group's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.07.

Hokuhoku Financial Group's long-term debt to total assets ratio stayed the same from Mar. 2025 (0.07) to Mar. 2026 (0.07).

Hokuhoku Financial Group  (TSE:8377) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Hokuhoku Financial Group LT-Debt-to-Total-Asset Related Terms

Hokuhoku Financial Group LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Hokuhoku Financial Group's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hokuhoku Financial Group LT-Debt-to-Total-Asset Chart

Hokuhoku Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.09 0.09 0.07 0.07

Hokuhoku Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.07 0.08 0.08 0.07
TSE:8377
50GF Score
Hokuhoku Financial Group Inc TSE:8377
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Hokuhoku Financial Group LT-Debt-to-Total-Asset Calculation

Hokuhoku Financial Group's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=1156981/16963785
=0.07

Hokuhoku Financial Group's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=1156981/16963785
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.07 mean?
Hokuhoku Financial Group (TSE:8377) has a LT-Debt-to-Total-Asset of 0.07 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Hokuhoku Financial Group and its competitors.
Is Hokuhoku Financial Group's LT-Debt-to-Total-Asset too high?
Hokuhoku Financial Group's current LT-Debt-to-Total-Asset is 0.07. Overall, Hokuhoku Financial Group has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hokuhoku Financial Group's LT-Debt-to-Total-Asset compare to competitors?
Hokuhoku Financial Group's LT-Debt-to-Total-Asset of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Hokuhoku Financial Group and its competitors. Hokuhoku Financial Group's current LT-Debt-to-Total-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hokuhoku Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Hokuhoku Financial Group (TSE:8377) is currently considered Significantly Overvalued. The stock's GF Value™ is 円3,352.21, compared to a current price of 円7,407.00 — trading 121% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.07. Hokuhoku Financial Group's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Hokuhoku Financial Group (TSE:8377), the current LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hokuhoku Financial Group (TSE:8377) Overvalued in 2026?

Based on GuruFocus' analysis, Hokuhoku Financial Group stock appears to be overvalued. The current stock price of 円7,407.00 is trading 121% above its estimated GF Value™ of 円3,352.21. GuruFocus considers Hokuhoku Financial Group to be Significantly Overvalued.

Key valuation signals for TSE:8377:

  • LT-Debt-to-Total-Asset: 0.07
  • GF Value™: 円3,352.21 vs. price of 円7,407.00 (121% above fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the TSE:8377 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hokuhoku Financial Group Business Description

Address 1-2-26 Tsutsumichodori, Toyama Prefecture, Toyama, JPN, 930-8637
Hokuhoku Financial Group Inc is a Japan-based company that is principally engaged in banking and the provision of other financial services. The company was established through the integration of Hokuriku Bank and Hokkaido Bank. The company operates mainly through the branch networks of Hokuriku Bank and Hokkaido Bank in certain areas of Japan. Its business is concentrated in Japan, with the majority of revenue generated from the domestic market. The company also has a business presence in overseas cities such as Shanghai, Shenyang, Dalian, Bangkok, Singapore, London, and New York.
50GF Score

Get the complete analysis for TSE:8377

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円7,407.00
Price
円3,352.21
GF Value