WaFd (WAFD) Net Loan: $19,967.0 Mil (As of Mar. 2026)


WAFD WaFd Inc WAFD
63 GF Score
Price $38.11
GF Value $30.52
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is WaFd Net Loan?

WaFd WAFD +0.91% 63 Net Loan is $19,967.0 Mil as of Mar. 2026. GuruFocus rates WAFD with a GF Score™ of 63/100 and a GF Value™ of $30.52 (Modestly Overvalued). The stock has 9 warning signs investors should review.

WaFd's quarterly net loan declined from Sep. 2025 ($20,088.6 Mil) to Dec. 2025 ($19,848.2 Mil) but then increased from Dec. 2025 ($19,848.2 Mil) to Mar. 2026 ($19,967.0 Mil).

WaFd's annual net loan increased from Sep. 2023 ($17,476.6 Mil) to Sep. 2024 ($19,848.2 Mil) but then declined from Sep. 2024 ($19,848.2 Mil) to Sep. 2025 ($19,967.0 Mil).

WaFd Net Loan Historical Data

* Premium members only.

The historical data trend for WaFd's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WaFd Net Loan Chart

WaFd Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13,833.57 16,113.56 17,476.55 20,916.35 20,088.62

WaFd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20,920.00 20,277.16 20,088.62 19,848.16 19,966.98
WAFD
63GF Score
WaFd Inc WAFD
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

WaFd Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $19,967.0 Mil mean?
WaFd (WAFD) has a Net Loan of $19,967.0 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on WaFd and its competitors.
Is WaFd's Net Loan too high?
WaFd's current Net Loan is $19,967.0 Mil. Overall, WaFd has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WaFd's Net Loan compare to FRME and CUBI?
WaFd's Net Loan of $19,967.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on WaFd and its competitors. WaFd's current Net Loan is $19,967.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WaFd stock overvalued right now?
Based on GuruFocus' analysis, WaFd (WAFD) is currently considered Modestly Overvalued. The stock's GF Value™ is $30.52, compared to a current price of $38.11 — trading 24.9% above its estimated fair value. The current Net Loan is $19,967.0 Mil. WaFd's overall GF Score™ is 63/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For WaFd (WAFD), the current Net Loan is $19,967.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WaFd (WAFD) Overvalued in 2026?

Based on GuruFocus' analysis, WaFd stock appears to be overvalued. The current stock price of $38.11 is trading 24.9% above its estimated GF Value™ of $30.52. GuruFocus considers WaFd to be Modestly Overvalued.

Key valuation signals for WAFD:

  • Net Loan: $19,967.0 Mil
  • GF Value™: $30.52 vs. price of $38.11 (24.9% above fair value)
  • GF Score™: 63/100 with 9 warning signs

No single metric tells the full story. See the WAFD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

WaFd Business Description

Other Exchanges WAFDP.PFD:USAWAO:Germany
Address 425 Pike Street, Seattle, WA, USA, 98101
WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.
63GF Score

Get the complete analysis for WAFD

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.11
Price
$30.52
GF Value