WaFd (WAFD) ROE % Adjusted to Book Value: 10.14% (As of Mar. 2026)


WAFD WaFd Inc WAFD
64 GF Score
Price $37.80
GF Value $30.59
Valuation Modestly Overvalued
! 9 Warning Signs
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What is WaFd ROE % Adjusted to Book Value?

WaFd WAFD +0.13% 64 ROE % Adjusted to Book Value is 10.14% as of Mar. 2026. GuruFocus rates WAFD with a GF Score™ of 64/100 and a GF Value™ of $30.59 (Modestly Overvalued). The stock has 9 warning signs investors should review.

WaFd's ROE % for the quarter that ended in Mar. 2026 was 8.72%. WaFd's PB Ratio for the quarter that ended in Mar. 2026 was 0.86. WaFd's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.14%.

WaFd ROE % Adjusted to Book Value Related Terms

WaFd ROE % Adjusted to Book Value Historical Data

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The historical data trend for WaFd's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WaFd ROE % Adjusted to Book Value Chart

WaFd Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.27 10.85 14.04 7.02 8.71

WaFd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.85 9.65 9.31 9.40 10.14

WAFD vs TRMK, FBK, CUBI: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, WaFd's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

WaFd ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, WaFd's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where WaFd's ROE % Adjusted to Book Value falls into.


WAFD
64GF Score
WaFd Inc WAFD
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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WaFd ROE % Adjusted to Book Value Calculation

WaFd's ROE % Adjusted to Book Value for the fiscal year that ended in Sep. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.49% / 0.86
=8.71%

WaFd's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.72% / 0.86
=10.14%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.14% mean?
WaFd (WAFD) has a ROE % Adjusted to Book Value of 10.14% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on WaFd and its competitors.
Is WaFd's ROE % Adjusted to Book Value too high?
WaFd's current ROE % Adjusted to Book Value is 10.14%. Overall, WaFd has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WaFd's ROE % Adjusted to Book Value compare to TRMK and FBK?
WaFd's ROE % Adjusted to Book Value of 10.14% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on WaFd and its competitors. WaFd's current ROE % Adjusted to Book Value is 10.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WaFd stock overvalued right now?
Based on GuruFocus' analysis, WaFd (WAFD) is currently considered Modestly Overvalued. The stock's GF Value™ is $30.59, compared to a current price of $37.80 — trading 23.6% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.14%. WaFd's overall GF Score™ is 64/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For WaFd (WAFD), the current ROE % Adjusted to Book Value is 10.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WaFd (WAFD) Overvalued in 2026?

Based on GuruFocus' analysis, WaFd stock appears to be overvalued. The current stock price of $37.80 is trading 23.6% above its estimated GF Value™ of $30.59. GuruFocus considers WaFd to be Modestly Overvalued.

Key valuation signals for WAFD:

  • ROE % Adjusted to Book Value: 10.14%
  • GF Value™: $30.59 vs. price of $37.80 (23.6% above fair value)
  • GF Score™: 64/100 with 9 warning signs

No single metric tells the full story. See the WAFD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

WaFd Business Description

Other Exchanges WAFDP.PFD:USAWAO:Germany
Address 425 Pike Street, Seattle, WA, USA, 98101
WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.
64GF Score

Get the complete analysis for WAFD

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.80
Price
$30.59
GF Value