WaFdWAFD +1.32%64 FCF Yield % is 7.77 as of Jun. 25, 2026, which is 8% below its 10-year median of 8.49. GuruFocus rates WAFD with a GF Score™ of 64/100 and a GF Value™ of $30.59 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,505 Banks companies, WaFd ranks worse than 51.89% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
As of today, WaFd's Trailing 12-Month Free Cash Flow is $216.7 Mil, and Market Cap is $2,788.9 Mil. Therefore, WaFd's FCF Yield % for today is 7.77%.
The historical rank and industry rank for WaFd's FCF Yield % or its related term are showing as below:
WAFD'
s FCF Yield % Range Over the Past 10 Years
Min: 4.91 Med: 8.49 Max: 19.47
Current: 7.77
During the past 13 years, the highest FCF Yield % of WaFd was 19.47%. The lowest was 4.91%. And the median was 8.49%.
WAFD's FCF Yield % is ranked worse than 51.89% of 1505
companies
in the Banks industry
Industry Median: 8.26
vs WAFD: 7.77
WaFd's FCF Margin % for the quarter that ended in Mar. 2026 was 34.39%.
WaFd FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
WaFd FCF Yield % Related Terms
WaFd FCF Yield % Historical Data
* Premium members only.
The historical data trend for WaFd's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, WaFd's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WaFd FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, WaFd's FCF Yield % distribution charts can be found below:
* The bar in red indicates where WaFd's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WaFd (WAFD) has a FCF Yield % of 7.77 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on WaFd and its competitors. This is near median its historical median of 8.49. Over the past decade, WaFd's FCF Yield % has ranged from 4.91 to 19.47. According to the industry distribution chart, WaFd ranks #781 out of 1505 companies in the Banks industry, placing it in the top 51.9%.
Is WaFd's FCF Yield % too high?
WaFd's current FCF Yield % of 7.77 is near median its 10-year median of 8.49. Over the past 10 years, this metric has ranged from a low of 4.91 to a high of 19.47. The Banks industry median FCF Yield % is 8.26. WaFd's value of 7.77 is 5.9% below this industry median. Based on the distribution chart, WaFd ranks #781 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, WaFd has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WaFd's FCF Yield % compare to TRMK and FBK?
According to the Banks industry distribution chart, WaFd ranks #781 out of 1505 companies for FCF Yield %. This places WaFd in the lower half of its industry. The industry median FCF Yield % is 8.26. WaFd's value of 7.77 is 5.9% below this benchmark. Historically, WaFd's own FCF Yield % has ranged from 4.91 to 19.47 over the past decade. While the company's 10-year median is 8.49 vs. the industry median of 8.26, WaFd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WaFd's current FCF Yield % of 7.77 is 5.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on WaFd and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WaFd's current FCF Yield % is 7.77, which is near median its own 10-year median of 8.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WaFd stock overvalued right now?
Based on GuruFocus' analysis, WaFd (WAFD) is currently considered Modestly Overvalued. The stock's GF Value™ is $30.59, compared to a current price of $37.75 — trading 23.4% above its estimated fair value. The current FCF Yield % is 7.77, which is near median its 10-year median of 8.49 and 5.9% below the Banks industry median of 8.26. WaFd's overall GF Score™ is 64/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For WaFd (WAFD), the current FCF Yield % is 7.77 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WaFd (WAFD) Overvalued in 2026?
Based on GuruFocus' analysis, WaFd stock appears to be overvalued.
The current stock price of $37.75 is trading 23.4% above its estimated GF Value™ of $30.59.
GuruFocus considers WaFd to be Modestly Overvalued.
Key valuation signals for WAFD:
FCF Yield %: 7.77 (near median its 10-year median of 8.49)
GF Value™: $30.59 vs. price of $37.75 (23.4% above fair value)
Industry Position: 5.9% below the Banks median (#781 of 1505)
No single metric tells the full story. See the WAFD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.
64GF Score
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