Bank Polska Kasa Opieki (WAR:PEO) Net Loan: zł178,607 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:PEO Bank Polska Kasa Opieki SA WAR:PEO
76 GF Score
Price zł245.50
GF Value zł185.67
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Bank Polska Kasa Opieki Net Loan?

Bank Polska Kasa Opieki WAR:PEO -0.32% 76 Net Loan is zł178,607 Mil as of Jun. 2026. GuruFocus rates WAR:PEO with a GF Score™ of 76/100 and a GF Value™ of zł185.67 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Bank Polska Kasa Opieki's quarterly net loan increased from Dec. 2025 (zł170,600 Mil) to Mar. 2026 (zł174,379 Mil) and increased from Mar. 2026 (zł174,379 Mil) to Jun. 2026 (zł178,607 Mil).

Bank Polska Kasa Opieki's annual net loan increased from Dec. 2023 (zł147,634 Mil) to Dec. 2024 (zł174,379 Mil) and increased from Dec. 2024 (zł174,379 Mil) to Dec. 2025 (zł178,607 Mil).


Bank Polska Kasa Opieki Net Loan Historical Data

* Premium members only.

The historical data trend for Bank Polska Kasa Opieki's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Polska Kasa Opieki Net Loan Chart

Bank Polska Kasa Opieki Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 149,465.67 146,814.00 147,634.00 157,629.00 170,600.00

Bank Polska Kasa Opieki Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 163,171.00 168,225.00 170,600.00 174,379.00 178,607.00
WAR:PEO
76GF Score
Bank Polska Kasa Opieki SA WAR:PEO
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Polska Kasa Opieki Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of zł178,607 Mil mean?
Bank Polska Kasa Opieki (WAR:PEO) has a Net Loan of zł178,607 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Bank Polska Kasa Opieki and its competitors.
Is Bank Polska Kasa Opieki's Net Loan too high?
Bank Polska Kasa Opieki's current Net Loan is zł178,607 Mil. Overall, Bank Polska Kasa Opieki has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Polska Kasa Opieki's Net Loan compare to PNC?
Bank Polska Kasa Opieki's Net Loan of zł178,607 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Bank Polska Kasa Opieki and its competitors. Bank Polska Kasa Opieki's current Net Loan is zł178,607 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Polska Kasa Opieki stock overvalued right now?
Based on GuruFocus' analysis, Bank Polska Kasa Opieki (WAR:PEO) is currently considered Significantly Overvalued. The stock's GF Value™ is zł185.67, compared to a current price of zł245.50 — trading 32.2% above its estimated fair value. The current Net Loan is zł178,607 Mil. Bank Polska Kasa Opieki's overall GF Score™ is 76/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Bank Polska Kasa Opieki (WAR:PEO), the current Net Loan is zł178,607 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Polska Kasa Opieki (WAR:PEO) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Polska Kasa Opieki stock appears to be overvalued. The current stock price of zł245.50 is trading 32.2% above its estimated GF Value™ of zł185.67. GuruFocus considers Bank Polska Kasa Opieki to be Significantly Overvalued.

Key valuation signals for WAR:PEO:

  • Net Loan: zł178,607 Mil
  • GF Value™: zł185.67 vs. price of zł245.50 (32.2% above fair value)
  • GF Score™: 76/100 with 9 warning signs

No single metric tells the full story. See the WAR:PEO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Polska Kasa Opieki Business Description

Other Exchanges BKPKF:USA0DP0:UKBP1:Germany
Address Zubra Street 1, Warsaw, POL, 01-066
Bank Polska Kasa Opieki SA is a commercial banking group that provides a wide variety of retail and investment services in Poland. The group's four segments include retail banking and private banking, corporate and investment banking, enterprise banking and assets and liabilities management. Of these segments, retail and private banking is the greatest contributor to both net interest income and fee and commission income, followed by corporate and investment banking. The majority of the bank's revenue is net interest income, almost entirely derived from loans and receivables from customers.
76GF Score

Get the complete analysis for WAR:PEO

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł245.50
Price
zł185.67
GF Value